Equifax · Equifax Terms of Use · View original document ↗

Annual Subscription Refund for Unused Months Only

High severity High confidence Explicitdocumentlanguage Common · 179 of 352 platforms
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This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The refund is limited to fully unused months, meaning any partially used month is excluded from the refund calculation.

Consumer impact (what this means for users)

A cancelling annual subscriber receives a partial refund covering only completely unused months, not any partially elapsed month.

How other platforms handle this

Telegram Medium

It is not possible to get a "partial refund" or credit if a user wishes to cancel their recurring subscription early – it will remain valid until the end of its purchased duration.

Runway Medium

If you request and obtain a refund, your subscription to the Services will be terminated as soon as the refund is initiated.

Ledger Medium

For cryptocurrency payments, you will be reimbursed in cryptocurrency but for the euro equivalent of the initial purchase.

See all platforms with this clause type →

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▸ View Original Clause Language DOCUMENT RECORD
"
In the event that You cancel Your annual subscription, You will receive a refund based on the original purchase price and the number of fully unused months... in Your annual subscription.

— Excerpt from Equifax's Equifax Terms of Use

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Equifax Terms of Use
Entity
Equifax
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
July 9, 2026
Record ID
CA-P-053582
Document ID
CA-D-00590
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
7cbc0fe5af19e7689d7e72da5e90cafcc27f4f1c89318f4b3ff9c5e9c2dcbe2c
Analysis generated
May 7, 2026 14:27 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Equifax
Document: Equifax Terms of Use
Record ID: CA-P-053582
Captured: 2026-05-07 14:27:31 UTC
SHA-256: 7cbc0fe5af19e768…
URL: https://conductatlas.com/platform/equifax/equifax-terms-of-use/provision/CA-P-053582/annual-subscription-refund-for-unused-months-only/
Accessed: July 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Equifax's Annual Subscription Refund for Unused Months Only clause do?

The refund is limited to fully unused months, meaning any partially used month is excluded from the refund calculation.

How does this clause affect you?

A cancelling annual subscriber receives a partial refund covering only completely unused months, not any partially elapsed month.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 179 platforms. See the full comparison.

Is ConductAtlas affiliated with Equifax?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.