“You authorize and instruct Us to obtain, monitor, and compile Your: (i) credit information from one or more consumer reporting agencies; (ii) "non-public personal information"... and (iii) other personal information.”
This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The authorization is broad, covering ongoing monitoring and compilation of multiple categories of sensitive personal and financial data from consumer reporting agencies and other sources.
The reader is required to grant Equifax ongoing permission to collect, monitor, and compile their credit and personal information as a condition of use.
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"You authorize and instruct Us to obtain, monitor, and compile Your: (i) credit information from one or more consumer reporting agencies; (ii) "non-public personal information"... and (iii) other personal information.Excerpt from Equifax's Terms of Use
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The authorization is broad, covering ongoing monitoring and compilation of multiple categories of sensitive personal and financial data from consumer reporting agencies and other sources.
The reader is required to grant Equifax ongoing permission to collect, monitor, and compile their credit and personal information as a condition of use.
ConductAtlas has identified this type of provision across 285 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.