“If, notwithstanding the foregoing Section, Equifax or any Affiliated Person is held to be liable to You, the amount of such liability shall not exceed the amounts paid by You under this Agreement, in the twelve (12) months preceding the claim, for the specific Products giving rise to the claim.”
This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The cap ties the maximum recovery to actual payments for the specific Products involved, which could be very low or zero for free products, and is further limited to the preceding twelve months.
The reader's maximum financial recovery from Equifax is limited to what they paid for the specific Products that gave rise to their claim in the prior twelve months.
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"If, notwithstanding the foregoing Section, Equifax or any Affiliated Person is held to be liable to You, the amount of such liability shall not exceed the amounts paid by You under this Agreement, in the twelve (12) months preceding the claim, for the specific Products giving rise to the claim.Excerpt from Equifax's Terms of Use
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The cap ties the maximum recovery to actual payments for the specific Products involved, which could be very low or zero for free products, and is further limited to the preceding twelve months.
The reader's maximum financial recovery from Equifax is limited to what they paid for the specific Products that gave rise to their claim in the prior twelve months.
ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.
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