Provision record
Equifax · Equifax Terms of Use · View original document ↗

No IDR After Product Cancellation During Active IDR

Common · 269 of 343 platforms
Stay ahead of the changes
Track Equifax and hear on the next check after its terms change. We check daily where we can, and show you where we can't.
Share 𝕏 Share in Share 🔒 PDF
ⓘ

This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

OpenAI

We also may terminate your account if it has been inactive for over a year and you do not have a paid account. If we do, we will provide you with advance notice.

Oura

In the event that you have not logged in or otherwise used the Services for six (6) months or longer following purchase or receipt of a Product during a free trial, we reserve the right to terminate your subscription...

Credit Karma

Credit Karma reserves the right to block or otherwise prohibit in our sole discretion any individual who repeatedly posts materials that are alleged to infringe the intellectual property rights of others.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
If You cancel Your Product while you are actively receiving IDR, We will not provide You with additional IDR after your cancellation date.

Excerpt from Equifax's Terms of Use

Provision details

Document information
Document
Equifax Terms of Use
Entity
Equifax
Date stated by the document
Nov. 11, 2025
As printed in Equifax’s text (version CA-V-006815), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
May 5, 2026
Text quoted from version
CA-V-006815, captured Sept. 11, 2026
Record ID
CA-P-053687
Document ID
CA-D-000590
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006815)
acf3bdac4efcb86ada0d02f66c3562b6ad2430d9dbc1dd341df079a0a1d659ca
Analysis generated
May 7, 2026 14:27 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006815, captured Sept. 11, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Equifax
Document: Equifax Terms of Use
Record ID: CA-P-053687
Version: CA-V-006815
Captured: 2026-09-11 01:03:01 UTC
SHA-256: acf3bdac4efcb86a…
URL: https://conductatlas.com/platform/equifax/equifax-terms-of-use/provision/CA-P-053687/no-idr-after-product-cancellation-during-active-idr/
Accessed: Nov. 10, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

Get the weekly coverage letter

Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

Frequently Asked Questions

What does Equifax's No IDR After Product Cancellation During Active IDR clause do?

The clause states: “If You cancel Your Product while you are actively receiving IDR, We will not provide You with additional IDR after your cancellation date.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 269 platforms. See the full comparison.

Is ConductAtlas affiliated with Equifax?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.