Provision record
Credit Karma · Credit Karma Terms of Service · View original document ↗

Repeat Infringer Account Blocking

Medium severity Explicit document language Common · 279 of 352 platforms
Stay ahead of the changes
Track Credit Karma and get the diff the day its terms change.
Share 𝕏 Share in Share 🔒 PDF
ⓘ

This analysis describes what Credit Karma's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Wyze Medium

we have adopted a policy of terminating, in appropriate circumstances, the accounts of users who repeatedly infringe the intellectual property rights of others.

Skillshare Medium

If we learn that we've collected the personal data of a child under the age of 13 or 16, as applicable, we'll take reasonable steps to delete the personal data. This may require us to delete the Skillshare account...

Mailchimp Medium

If our moderators decide to remove content, or suspend or terminate the Member's account, we will notify the Member and explain how to contact us.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Credit Karma reserves the right to block or otherwise prohibit in our sole discretion any individual who repeatedly posts materials that are alleged to infringe the intellectual property rights of others.

Excerpt from Credit Karma's Terms of Service

Applicable regulations

EFTA / Reg E
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal

Provision details

Document information
Document
Credit Karma Terms of Service
Entity
Credit Karma
Document last updated
May 5, 2026
Tracking information
First tracked
Sept. 20, 2026
Last verified
Sept. 20, 2026
Record ID
CA-P-077823
Document ID
CA-D-00358
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a2e4c27118e2cf529712a6c5be0c6d3d26440f7ac47c50fa2e4942c029125c1e
Analysis generated
September 20, 2026 16:32 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Credit Karma
Document: Credit Karma Terms of Service
Record ID: CA-P-077823
Captured: 2026-09-20 16:32:40 UTC
SHA-256: a2e4c27118e2cf52…
URL: https://conductatlas.com/platform/credit-karma/credit-karma-terms-of-service/provision/CA-P-077823/repeat-infringer-account-blocking/
Accessed: Oct. 2, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Get the research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.

Frequently Asked Questions

What does Credit Karma's Repeat Infringer Account Blocking clause do?

The clause states: “Credit Karma reserves the right to block or otherwise prohibit in our sole discretion any individual who repeatedly posts materials that are alleged to infringe the intellectual property rights of others.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 279 platforms. See the full comparison.

Is ConductAtlas affiliated with Credit Karma?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Credit Karma.