This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
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"We are not responsible for lost or stolen Codes.Excerpt from Equifax's Terms of Use
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The clause states: “We are not responsible for lost or stolen Codes.”
ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.
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