Provision record
Equifax · Equifax Terms of Use · View original document ↗

IDR Not an Insurance Contract or Policy

Common · 280 of 343 platforms
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This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Kling AI

Our Policy does not govern or apply to the data protection issues in connection with your use of any third-party services or websites. We strongly advise you to review the privacy policy of every site you visit.

Target

Our Privacy Policy does not cover these third-party companies. Please contact these third-party companies (e.g., Google and Meta) directly for more information about their privacy policy and your choices.

Booking.com

Under the damage policy, there's a limit to how much a Service Provider can charge you through our Platform (the limit is displayed while you're booking).

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
IDR is not an insurance contract or policy and will not reimburse You or otherwise pay for any costs, fees, damages, financial losses, similar losses or expenses, pain and suffering or any other emotional or economic loss.

Excerpt from Equifax's Terms of Use

Provision details

Document information
Document
Equifax Terms of Use
Entity
Equifax
Date stated by the document
Nov. 11, 2025
As printed in Equifax’s text (version CA-V-006815), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
May 5, 2026
Text quoted from version
CA-V-006815, captured Sept. 11, 2026
Record ID
CA-P-053683
Document ID
CA-D-000590
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006815)
acf3bdac4efcb86ada0d02f66c3562b6ad2430d9dbc1dd341df079a0a1d659ca
Analysis generated
May 7, 2026 14:27 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006815, captured Sept. 11, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Equifax
Document: Equifax Terms of Use
Record ID: CA-P-053683
Version: CA-V-006815
Captured: 2026-09-11 01:03:01 UTC
SHA-256: acf3bdac4efcb86a…
URL: https://conductatlas.com/platform/equifax/equifax-terms-of-use/provision/CA-P-053683/idr-not-an-insurance-contract-or-policy/
Accessed: Oct. 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

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Frequently Asked Questions

What does Equifax's IDR Not an Insurance Contract or Policy clause do?

The clause states: “IDR is not an insurance contract or policy and will not reimburse You or otherwise pay for any costs, fees, damages, financial losses, similar losses or expenses, pain and suffering or any other emotional or economic loss.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.

Is ConductAtlas affiliated with Equifax?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.