Provision record
Equifax · Equifax Terms of Use · View original document ↗

Exclusion of Consequential and Punitive Damages

High severity High confidence Explicitdocumentlanguage Common · 291 of 352 platforms

Key Facts

What does Equifax exclude liability to the user for?
Equifax excludes liability to the user for direct, special, indirect, incidental, consequential, punitive, or emotional distress damages in connection with the user's use of the site.
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This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The exclusion covers an unusually broad range of damage categories, including direct damages, which are typically recoverable even where consequential damages are excluded.

Interpretive note: The excerpt includes 'Affiliated Persons' as co-beneficiaries of the exclusion; the canonical claim captures the primary entity (Equifax) and notes affiliated persons. The breadth of the exclusion, including direct damages, is notable but restated as written.

Consumer impact (what this means for users)

The reader cannot recover any of the listed categories of damages from Equifax or its affiliated persons in connection with use of the site.

How other platforms handle this

Tinder Medium

TINDER ASSUMES NO RESPONSIBILITY FOR ANY CONTENT THAT YOU OR ANOTHER USER OR THIRD PARTY POSTS, SENDS, RECEIVES, AND/OR ACTS ON THROUGH OUR SERVICES, NOR DOES TINDER ASSUME ANY RESPONSIBILITY FOR THE IDENTITY, INTENTIONS...

Perplexity AI Medium

we do not warrant that Offering descriptions are accurate, complete, reliable, current, or error-free.

Skillshare Medium

Please note that these third parties are responsible for their own privacy practices.

See all platforms with this clause type →

Monitoring

Equifax has changed this document before.

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▸ View Original Clause Language DOCUMENT RECORD
"
NEITHER WE NOR THE AFFILIATED PERSONS WILL BE LIABLE TO YOU... FOR DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EMOTIONAL DISTRESS DAMAGES... IN CONNECTION WITH YOUR USE OF THIS SITE...

Excerpt from Equifax's Terms of Use

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Equifax Terms of Use
Entity
Equifax
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
July 9, 2026
Record ID
CA-P-053747
Document ID
CA-D-00590
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
7cbc0fe5af19e7689d7e72da5e90cafcc27f4f1c89318f4b3ff9c5e9c2dcbe2c
Analysis generated
May 7, 2026 14:27 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Equifax
Document: Equifax Terms of Use
Record ID: CA-P-053747
Captured: 2026-05-07 14:27:31 UTC
SHA-256: 7cbc0fe5af19e768…
URL: https://conductatlas.com/platform/equifax/equifax-terms-of-use/provision/CA-P-053747/exclusion-of-consequential-and-punitive-damages/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Governance intelligence across arbitration, AI governance, data rights, indemnification, and retention

Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.

Frequently Asked Questions

What does Equifax's Exclusion of Consequential and Punitive Damages clause do?

The exclusion covers an unusually broad range of damage categories, including direct damages, which are typically recoverable even where consequential damages are excluded.

How does this clause affect you?

The reader cannot recover any of the listed categories of damages from Equifax or its affiliated persons in connection with use of the site.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 291 platforms. See the full comparison.

Is ConductAtlas affiliated with Equifax?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Equifax.