Provision record
Comcast · Comcast Terms of Service · View original document ↗

Credit Inquiry Authorization and Third-Party Disclosure

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Document Record

What it is

By accepting the agreement, subscribers authorize Comcast to obtain credit information from third parties, record that information in the subscriber's file, and share it with third parties for what the agreement characterizes as reasonable business purposes. The agreement states that risk assessments will comply with applicable law and that credit inquiry practices will not discriminate on specified protected characteristics.

This analysis describes what Comcast's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes a subscriber authorization for credit-related data collection and third-party disclosure, with the scope of third-party sharing defined broadly as reasonable business purposes, which may warrant evaluation under FCRA and applicable state credit reporting frameworks.

Interpretive note: The scope of 'reasonable business purposes' for third-party credit disclosure is not further defined in the agreement and requires evaluation against FCRA's specific permissible purpose categories to assess full compliance.

Recent Activity

This document changed recently

Medium Jul 2, 2026

The updated terms now explicitly prohibit the deployment of AI Agents to access, use, interact with, or take action on Comcast services unless Comcast expressly grants permission. This includes automated activities such as obtaining information, making requests, monitoring activity, copying, downloading, scraping, or data mining the services. The agreement also prohibits AI Agents from accepting terms on a user's behalf or engaging in support or sales interactions. Users who currently use automation tools or third-party integrations with Comcast services may need to seek express permission from Comcast or discontinue such automated access.

View change record →

Clause Stability Stable

0
Changes
5
Months Monitored
Jul 9, 2026
First Seen
Jul 9, 2026
Last Seen

Consumer impact (what this means for users)

The agreement authorizes Comcast to collect credit experience data from third parties and disclose that information to other third parties for reasonable business purposes, with subscribers providing this authorization by accepting the agreement rather than through a separate consent mechanism.

Cross-platform context

See how other platforms handle Credit Inquiry Authorization and Third-Party Disclosure and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
YOU AUTHORIZE US TO MAKE INQUIRIES AND TO RECEIVE INFORMATION ABOUT YOUR CREDIT EXPERIENCE FROM OTHERS, TO ENTER THIS INFORMATION IN YOUR FILE, AND TO DISCLOSE THIS INFORMATION TO APPROPRIATE THIRD PARTIES FOR REASONABLE BUSINESS PURPOSES. We will not discriminate in the application of our credit inquiries and deposit policy on the basis of race, color, sex, creed, religion, nationality, sexual orientation, or marital status. We (or third-party credit bureaus) will conduct risk assessments in accordance with all applicable laws.

Excerpt from Comcast's Terms of Service

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: This provision directly engages the Fair Credit Reporting Act, which governs the permissible purposes for which consumer credit information may be obtained, used, and shared.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Provision details

Document information
Document
Comcast Terms of Service
Entity
Comcast
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-015569
Document ID
CA-D-00343
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
781b258e549901f3c1acb54676030b03283dccf0c08e108984c04989c184a689
Analysis generated
July 9, 2026 08:17 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Comcast
Document: Comcast Terms of Service
Record ID: CA-P-015569
Captured: 2026-07-09 08:17:30 UTC
SHA-256: 781b258e549901f3…
URL: https://conductatlas.com/platform/comcast/comcast-terms-of-service/provision/CA-P-015569/credit-inquiry-authorization-and-third-party-disclosure/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Comcast's Credit Inquiry Authorization and Third-Party Disclosure clause do?

This provision establishes a subscriber authorization for credit-related data collection and third-party disclosure, with the scope of third-party sharing defined broadly as reasonable business purposes, which may warrant evaluation under FCRA and applicable state credit reporting frameworks.

How does this clause affect you?

The agreement authorizes Comcast to collect credit experience data from third parties and disclose that information to other third parties for reasonable business purposes, with subscribers providing this authorization by accepting the agreement rather than through a separate consent mechanism.

Is ConductAtlas affiliated with Comcast?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Comcast.