This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated privacy notice restructures how Chime discloses its data sharing practices and changes the mechanism for opting out of certain sharing. The revised terms now explicitly state that Chime permits joint marketing with other financial institutions and clarifies sharing practices for everyday business purposes, marketing, and nonaffiliate marketing. You can limit sharing for nonaffiliate marketing and certain affiliate practices by submitting an opt-out through the Chime Privacy Hub; state-specific opt-out mechanisms are also available for California, Nevada, and North Dakota residents.
View change record →How other platforms handle this
We use industry standard technical and organizational measures to secure the information we store.
You are also responsible for taking reasonable steps to protect your personal information against unauthorized disclosure or misuse.
We will endeavor to ensure that, by default, we only collect and process your Data needed to provide you access to the Platform and our Services...This means that we will neither publish nor share your Data by default.
"We also limit access to information to those employees for whom access is necessary.Excerpt from Chime's Privacy Policy
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause states: “We also limit access to information to those employees for whom access is necessary.”
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chime.