“Residents of North Dakota are opted out from nonaffiliate marketing by default. We will limit sharing among our companies to the extent required by North Dakota law.”
This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Unlike the general policy where sharing occurs unless a customer opts out, North Dakota residents receive opt-out protection automatically.
Interpretive note: The excerpt contains a second independent proposition — that sharing among companies will be limited to the extent required by North Dakota law — which was omitted from the canonical claim and recorded in omitted_material.
The updated privacy notice restructures how Chime discloses its data sharing practices and changes the mechanism for opting out of certain sharing. The revised terms now explicitly state that Chime permits joint marketing with other financial institutions and clarifies sharing practices for everyday business purposes, marketing, and nonaffiliate marketing. You can limit sharing for nonaffiliate marketing and certain affiliate practices by submitting an opt-out through the Chime Privacy Hub; state-specific opt-out mechanisms are also available for California, Nevada, and North Dakota residents.
View change record →If you are a North Dakota resident, you are already opted out of nonaffiliate marketing without needing to take any action.
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"Residents of North Dakota are opted out from nonaffiliate marketing by default. We will limit sharing among our companies to the extent required by North Dakota law.Excerpt from Chime's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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Unlike the general policy where sharing occurs unless a customer opts out, North Dakota residents receive opt-out protection automatically.
If you are a North Dakota resident, you are already opted out of nonaffiliate marketing without needing to take any action.
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