Betterment · Betterment Privacy Policy · View original document ↗

Cross-Context Behavioral Advertising Opt-Out

Medium severity Unique · 0 of 325 platforms
Share 𝕏 Share in Share 🔒 PDF
Monitor governance changes for Betterment Create a free account to receive the weekly governance digest and monitor one platform for governance changes.
Create free account No credit card required.
Document Record

What it is

Betterment uses your browsing and behavioral data to serve targeted advertisements across different websites and platforms, but you can opt out of this practice.

This analysis describes what Betterment's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes the operational framework for cross-context behavioral advertising practices and specifies the mechanism through which users can restrict participation in these advertising programs. The availability of opt-out controls creates a procedural pathway for users to modify their data usage within the advertising program.

Consumer impact (what this means for users)

Your behavioral data may be used to target you with personalized ads across the web; however, California residents and others have the right to opt out of this use of their data.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Opt Out of Arbitration
    Navigate to Betterment's privacy policy or cookie preference center and select the option to opt out of cross-context behavioral advertising or targeted advertising. You may also enable a Global Privacy Control signal in your browser.

How other platforms handle this

Spotify Medium

Request to opt out of the processing of your personal data for tailored advertising. For more information about our processing for these purposes, see the section 'Tailored advertising controls' below. You can exercise your right to opt out through the 'Tailored Ads' setting. If you do not have an a...

Best Buy Medium

You have the right to opt out of the sale or sharing of your personal information. To exercise this right, you can click the 'Do Not Sell or Share My Personal Information' link available on our website, or submit a request through our privacy rights portal. We will process your opt-out request withi...

Bank of America Medium

To limit our sharing: Call us at 1-888-341-5000 — our menu will prompt you through your choices. Visit us online: bankofamerica.com/privacy. Mail the form below. If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our cus...

See all platforms with this clause type →

Monitoring

Betterment has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.

Start Watcher free trial Or create a free account →
▸ View Original Clause Language DOCUMENT RECORD
"
Betterment shares personal information with marketing vendors for the commercial purpose of placing relevant content and advertisements for you on our own websites and apps, as well as other websites, online media channels, and apps. You may opt out of the use of cookies and pixels for behavioral advertising through the privacy controls on the Betterment website.

— Excerpt from Betterment's Betterment Privacy Policy

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

Cross-context behavioral advertising triggers opt-out obligations under CPRA for California residents and may implicate similar requirements under other state privacy laws. Legal teams should confirm opt-out signal honoring (e.g., Global Privacy Control) and applicable state law compliance.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

Track 1 platform — free Try Watcher free for 14 days

Free: track 1 platform + weekly digest. Watcher: 10 platforms + same-day alerts. No credit card required.

Applicable agencies

  • FTC
    The FTC regulates unfair or deceptive data practices including behavioral advertising disclosures and opt-out mechanisms.
    File a complaint →
  • State AG
    California's CPRA and other state privacy laws give residents specific opt-out rights for cross-context behavioral advertising enforced by state attorneys general.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Betterment Privacy Policy
Entity
Betterment
Document last updated
May 5, 2026
Tracking information
First tracked
March 20, 2026
Last verified
March 20, 2026
Record ID
CA-P-001116
Document ID
CA-D-00212
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
0f2110f14291cf686bc8bd3141eab2a3228c5db82a5b1a6f096668a1bee8fbf8
Analysis generated
March 20, 2026 11:15 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Betterment
Document: Betterment Privacy Policy
Record ID: CA-P-001116
Captured: 2026-03-20 11:15:44 UTC
SHA-256: 0f2110f14291cf68…
URL: https://conductatlas.com/platform/betterment/betterment-privacy-policy/cross-context-behavioral-advertising-opt-out/
Accessed: May 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Professional Governance Intelligence

Need to monitor specific governance provisions?

Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.

Arbitration clauses AI governance Data rights Indemnification Retention policies
Start Professional free trial

Or start with Watcher →

Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Betterment's Cross-Context Behavioral Advertising Opt-Out clause do?

The clause establishes the operational framework for cross-context behavioral advertising practices and specifies the mechanism through which users can restrict participation in these advertising programs. The availability of opt-out controls creates a procedural pathway for users to modify their data usage within the advertising program.

How does this clause affect you?

Your behavioral data may be used to target you with personalized ads across the web; however, California residents and others have the right to opt out of this use of their data.

Is ConductAtlas affiliated with Betterment?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Betterment.