This analysis describes what Betterment's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause is consequential because it constitutes an absolute, unqualified prohibition on two specific forms of commercial transfer of user information.
The updated policy discloses a new Fully Paid Securities Lending program through Apex Clearing, under which Betterment will share customer personal information and account details with Apex if customers choose to participate. The revised terms also establish that generative AI service providers have committed that personal information will not be used for model training. For customers participating in promotional offers requiring offline fulfillment, the policy now explicitly states that personal information including mailing address may be shared with third-party partners. You can review the FPSL Program supplemental disclosures for details about the securities lending arrangement, or choose not to participate in the program.
View change record →Users' information is categorically protected from being rented or sold by Betterment to any party.
How other platforms handle this
Under Section 1798.83, Ancestry currently does not share any Personal Information with third parties for their own direct marketing purposes.
We do not sell or share your personal data for cross-context behavioral advertising. You can always opt out of Oura direct marketing communications, though you may still see marketing messaging within the Oura App.
By using one of these tools, you agree that Public.com may transfer that information to the applicable third party service.
Monitoring
Betterment has changed this document before.
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"We will never rent or sell your information to anyone.— Excerpt from Betterment's Betterment Privacy Policy
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The clause is consequential because it constitutes an absolute, unqualified prohibition on two specific forms of commercial transfer of user information.
Users' information is categorically protected from being rented or sold by Betterment to any party.
ConductAtlas has identified this type of provision across 285 platforms. See the full comparison.
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