This analysis describes what Afterpay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The exclusion covers a broad range of harm categories — including personal injury and all forms of consequential damages — which substantially limits the types of losses a user can recover from Afterpay regardless of how the harm arose.
Interpretive note: The excerpt ends at item (a), suggesting additional excluded damage categories exist in the full clause but are not present in the provided text. The canonical claim reflects only what is explicitly quoted.
A reader cannot recover from Afterpay, its subsidiaries, partners, or affiliates for personal injury or any indirect, incidental, consequential, special, or exemplary damages.
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"under no circumstances shall we, our subsidiaries, partners, or affiliates, be liable to you for: (a) personal injury or any indirect, incidental, consequential, special or exemplary damages...— Excerpt from Afterpay's Afterpay Terms of Service
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The exclusion covers a broad range of harm categories — including personal injury and all forms of consequential damages — which substantially limits the types of losses a user can recover from Afterpay regardless of how the harm arose.
A reader cannot recover from Afterpay, its subsidiaries, partners, or affiliates for personal injury or any indirect, incidental, consequential, special, or exemplary damages.
ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.
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