Provision record
Afterpay · Afterpay Terms of Service · View original document ↗

Arbitration Opt-Out Within Thirty Days

High confidence Common · 196 of 343 platforms

Key Facts · in the document’s own words

May a user opt out of the arbitration clause and class action/jury trial waiver?
“You may opt out of the foregoing arbitration clause and class action/jury trial waiver provision of this Agreement by NOTIFYING US IN WRITING WITHIN 30 DAYS OF THE DATE YOU LAST PLACED AN ORDER.”
Version CA-V-001295, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Afterpay permits a user to opt out of the arbitration clause and class action/jury trial waiver by notifying Afterpay in writing within 30 days of the date the user last placed an order.
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This analysis describes what Afterpay's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

The opt-out window is triggered by a specific event — the date the user last placed an order — and is limited to 30 days, meaning users who do not act within that window lose the ability to opt out.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

A reader who wishes to opt out of mandatory arbitration and the class action/jury trial waiver must notify Afterpay in writing within 30 days of the date they last placed an order.

How other platforms handle this

OpenAI

If any part of these arbitration terms is found to be illegal or unenforceable, the remainder will remain in effect, except that if a finding...would allow class arbitration...this entire dispute resolution section will be unenforceable.

Credit Karma

you may reject the change by sending us written notice within 30 days of the change to Credit Karma's address for Notice, in which case your account with Credit Karma will be immediately terminated

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You may opt out of the foregoing arbitration clause and class action/jury trial waiver provision of this Agreement by NOTIFYING US IN WRITING WITHIN 30 DAYS OF THE DATE YOU LAST PLACED AN ORDER.

Excerpt from Afterpay's Terms of Service

Provision details

Document information
Document
Afterpay Terms of Service
Entity
Afterpay
Tracking information
First captured by ConductAtlas
May 5, 2026
Text quoted from version
CA-V-001295, captured May 5, 2026
Record ID
CA-P-056506
Document ID
CA-D-000660
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-001295)
e3f305ec36c01513ada74a594cd0792db69a18e87612a638c80fbecb119f3a92
Analysis generated
May 8, 2026 01:52 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-001295, captured May 5, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Afterpay
Document: Afterpay Terms of Service
Record ID: CA-P-056506
Version: CA-V-001295
Captured: 2026-05-05 06:35:48 UTC
SHA-256: e3f305ec36c01513…
URL: https://conductatlas.com/platform/afterpay/afterpay-terms-of-service/provision/CA-P-056506/arbitration-opt-out-within-thirty-days/
Accessed: Oct. 23, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Afterpay's Arbitration Opt-Out Within Thirty Days clause do?

The opt-out window is triggered by a specific event — the date the user last placed an order — and is limited to 30 days, meaning users who do not act within that window lose the ability to opt out.

How does this clause affect you?

A reader who wishes to opt out of mandatory arbitration and the class action/jury trial waiver must notify Afterpay in writing within 30 days of the date they last placed an order.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 196 platforms. See the full comparison.

Is ConductAtlas affiliated with Afterpay?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Afterpay.