This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Acceptance of the Notice combined with use of the Services is treated as consent to third-party merchant marketing data disclosure, meaning continued use triggers this consent.
The updated policy explicitly discloses that Affirm collects cart contents, product details, pricing, and page URLs when you use its browser extension or in-app browser to visit merchant websites. This represents a material expansion of the prior disclosure, which only mentioned collecting website domain. The policy states this information is used to provide and improve extension features, provide personalized experiences, and support related services. You can limit collection by disabling the extension in browser settings, uninstalling it, hiding it, or choosing not to use the in-app browser for merchant browsing where an alternative is available.
View change record →By accepting Affirm's Notice and using its Services, you consent to your information being shared with merchants you interact with for their marketing purposes.
How other platforms handle this
We may disclose Contact Data as we reasonably believe is necessary to comply with any judicial or governmental subpoenas, warrants or orders.
These authorized third parties perform services on our behalf and provide products to Us... We require these Service Providers by contract to protect your Personal Information.
Service Providers. These parties help us provide the Services or perform business functions on our behalf. They include: Hosting, technology and communication providers. Security and fraud prevention consultants. Analytics providers...
"When you accept this Notice and use our Services, you consent to us disclosing your information to merchants you interact with for those merchants to market to you.Excerpt from Affirm's Privacy Policy
ConductAtlas detected a major restructuring of Meta’s privacy policy that removed detailed consumer rights disclosures and relocated them to separate documents.
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Acceptance of the Notice combined with use of the Services is treated as consent to third-party merchant marketing data disclosure, meaning continued use triggers this consent.
By accepting Affirm's Notice and using its Services, you consent to your information being shared with merchants you interact with for their marketing purposes.
ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.