This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Affirm collects highly sensitive financial credentials and account details, meaning a data incident could expose comprehensive financial information.
The updated policy explicitly discloses that Affirm collects cart contents, product details, pricing, and page URLs when you use its browser extension or in-app browser to visit merchant websites. This represents a material expansion of the prior disclosure, which only mentioned collecting website domain. The policy states this information is used to provide and improve extension features, provide personalized experiences, and support related services. You can limit collection by disabling the extension in browser settings, uninstalling it, hiding it, or choosing not to use the in-app browser for merchant browsing where an alternative is available.
View change record →When you link financial accounts to Affirm, Affirm collects your login credentials, account numbers, transaction history, routing numbers, and card numbers.
How other platforms handle this
When you use our paid Services, including redeeming voucher codes or purchasing paid Services, we collect information related to the payment transaction (with your consent). This may include payment card details (e.g. card account number), billing information, order details, the Services you purchas...
We collect information about you when you create a Postman account...This information may include a public username, password, contact information, billing information, a profile photo, and your account preferences and settings.
When you create or modify your Ford account, you provide us with an email/username and password, along with other information used to authenticate your account such as answers to security questions.
"This includes bank account online login information, bank account numbers, bank account details including transaction history, routing numbers and/or debit card numbers and credit card numbers that you link to your Affirm account...Excerpt from Affirm's Privacy Policy
Netflix updated its Privacy Statement on April 18, 2026, disclosing voice recording collection and expanded household ad profiling for the first time.
Google's Privacy Policy covers Search, Gmail, YouTube, Maps, and every site running Google Analytics. Here is what it actually authorizes.
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
Affirm collects highly sensitive financial credentials and account details, meaning a data incident could expose comprehensive financial information.
When you link financial accounts to Affirm, Affirm collects your login credentials, account numbers, transaction history, routing numbers, and card numbers.
ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.