This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Opting out of certain notices can result in account closure or restricted access, meaning this opt-out right carries a significant practical consequence.
Interpretive note: This clause is substantively identical to id 29689. Both are included as submitted.
The updated policy explicitly discloses that Affirm collects cart contents, product details, pricing, and page URLs when you use its browser extension or in-app browser to visit merchant websites. This represents a material expansion of the prior disclosure, which only mentioned collecting website domain. The policy states this information is used to provide and improve extension features, provide personalized experiences, and support related services. You can limit collection by disabling the extension in browser settings, uninstalling it, hiding it, or choosing not to use the in-app browser for merchant browsing where an alternative is available.
View change record →If you opt out of notices Affirm deems required to perform its service, Affirm may close or limit your account.
How other platforms handle this
If Brex receives reports of any such behavior, we may contact your Administrator, suspend or limit access to Company's Brex Account or the Services, or close your Brex Account, in Brex's sole discretion.
If you believe we have suspended or terminated your account in error, you can file an appeal with us by contacting our Support team.
Credit Karma reserves the right to block or otherwise prohibit in our sole discretion any individual who repeatedly posts materials that are alleged to infringe the intellectual property rights of others.
"Affirm reserves the right to close or limit access to your account should you opt-out of the crucial notices that are required to perform the Affirm Service.Excerpt from Affirm's Privacy Policy
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
Opting out of certain notices can result in account closure or restricted access, meaning this opt-out right carries a significant practical consequence.
If you opt out of notices Affirm deems required to perform its service, Affirm may close or limit your account.
ConductAtlas has identified this type of provision across 270 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.