This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Affirm collects highly sensitive financial credentials and account details, meaning a data incident could expose comprehensive financial information.
The updated Privacy Policy establishes that Affirm qualifies as a financial institution under the Gramm-Leach-Bliley Act, meaning personal information collected in connection with Affirm services is governed by federal banking law rather than applicable state privacy laws. The policy now explicitly discloses collection of identity and profile information including full name, date of birth, Social Security number, email, mailing address, phone number, and password. The updated terms also disclose new data sharing arrangements with fraud prevention, identity verification, and risk intelligence providers, which were not previously detailed. You can contact Affirm's privacy team using the phone number provided in the updated policy to exercise data privacy rights.
View change record →When you link financial accounts to Affirm, Affirm collects your login credentials, account numbers, transaction history, routing numbers, and card numbers.
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"This includes bank account online login information, bank account numbers, bank account details including transaction history, routing numbers and/or debit card numbers and credit card numbers that you link to your Affirm account...Excerpt from Affirm's Privacy Policy
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Affirm collects highly sensitive financial credentials and account details, meaning a data incident could expose comprehensive financial information.
When you link financial accounts to Affirm, Affirm collects your login credentials, account numbers, transaction history, routing numbers, and card numbers.
ConductAtlas has identified this type of provision across 299 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.