Cash App revised its terms governing recurring transfers and ACH payments detected on August 27, 2026. The updated terms add explicit procedures for canceling recurring ACH debit payments through merchant blocking, clarify that ACH transfers are processed on a provisional basis pending full clearance, expand supported card types to include American Express, and modify language around transfer timing and cancellation windows. These changes establish more granular operational procedures for stopping payments and clarify the provisional nature of incoming ACH transfers.
The updated terms establish more explicit procedures for canceling recurring ACH debit payments authorized by merchants. Under the revised language, you can request merchant blocking, which will prevent all future ACH debit payments from that merchant; Cash App must receive such requests at least three business days before the scheduled transfer date. The terms also clarify that ACH transfers are credited on a provisional basis until the transaction fully clears, and that Cash App may deduct amounts from your balance if a transfer fails or is canceled. You can request merchant blocking by contacting Cash App Support or calling (800) 969-1940.
→ If you wish to stop a recurring ACH debit payment from a merchant, you can request merchant blocking through Cash App Support or by calling (800) 969-1940; submit requests at least three business days before the scheduled transfer date.
→ You can link an American Express card to your Cash App account if previously you could only link Visa, MasterCard, or Discover.
Added explicit procedure allowing users to block all future ACH debit payments from specific merchants with three business days' advance notice.
Clarified that incoming ACH transfers are credited provisionally and may be reversed if the transfer fails or is recalled by the sending bank.
Expanded supported external card types to include American Express in addition to Visa, MasterCard, and Discover.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Cash App clarified its procedures for handling recurring ACH transfers and added merchant blocking as a cancellation mechanism. The terms now explicitly state that incoming ACH transfers are provisional until fully cleared and that deductions …
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