Change record
CA-X-005053
Cash App Terms of Service
Entity
Date detected
September 12, 2026
Severity
Low
Direction
Neutral
Changes
+6 sentences added · −1 sentence removed · 3 sentences modified

Impact Summary

Generated by a model from the captured document; not read by a person
Low Neutral for users
Affected users
All users Virtual currency account holders

Cash App added a new Bitcoin Bonus program to its Virtual Currency Services terms. The program allows Cash App to offer promotional bitcoin bonuses based on eligible Virtual Currency balances, requires users to opt-in to participate, and permits Cash App to modify, suspend, or terminate the program at its sole discretion. Bonuses are calculated from a balance snapshot, may be rounded or delayed, and users remain responsible for any applicable taxes.

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What this means for you

Generated by a model from the captured document; not read by a person

The updated terms introduce a promotional Bitcoin Bonus program that Cash App may offer from time to time. Users must opt-in to be eligible, and bonuses are calculated from a balance snapshot taken when the bonus is determined. The terms state that bonuses may be rounded, limited, delayed, cancelled, or forfeited at Cash App's sole discretion, and that the program itself, including eligibility requirements, bonus rates, and payout timing, is subject to change, suspension, or termination at any time. Users are responsible for any taxes that may apply to bonuses received. You can opt-in to the program if you wish to participate, but participation is voluntary.

What you can do

→ Opt-in to the Bitcoin Bonus program if you wish to receive promotional bonuses.

→ Review bonus terms and conditions as disclosed in the Cash App interface before opting in.

→ Consult a tax professional regarding the tax treatment of bonuses received.

Key Clauses Affected

Generated by a model from the captured document; not read by a person
Bitcoin Bonus Program

Cash App may offer promotional bonuses based on Virtual Currency balance; program is subject to modification, suspension, or termination at Cash App's sole discretion.

Opt-In Requirement

Users must affirmatively opt-in to be eligible for bonuses; participation is voluntary.

Tax Responsibility

Users are responsible for any taxes that may apply to bonuses received.

Full clause-by-clause analysis available with Insight.
ⓘ

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
669775f1e65e9dcb4c177b8c08aec4e5984107e2575266862b981c050d0babb2
September 11, 2026 00:12 UTC
✓ Verified
Current Version
e95e06da7535bad853d034ad2c5da6fcbad1d27e4c01e36870771018faa12b18
September 12, 2026 00:14 UTC
✓ Verified
Change Detected
September 12, 2026 00:14 UTC
✓
Analysis Methodology
✓ Verified
Source Document
https://cash.app/legal/us/en-us/tos
Record history

Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.

2026-10-07 · Change line edited · change line rewritten to the 2026-10-07 template: no detection date, no sentence counts
Previous text
Cash App updated their Cash App Terms of Service on September 12, 2026. Change detected: 6 sentence(s) added, 1 sentence(s) removed, 3 sentence(s) modified. Document contained 1839 sentences after update.
Citation Record
Entity: Cash App
Document: Cash App Terms of Service
Record ID: CA-X-005053
Version: CA-V-006894
Captured: 2026-09-12 00:14:45 UTC
URL: https://conductatlas.com/change/2026-09-12-cash-app-cash-app-terms-of-service-5053/
Accessed: Oct. 27, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Generated by a model from the captured document; not read by a person
Assessment

Cash App formalized promotional bonus terms for its Virtual Currency Services. The change adds discretionary authority to modify, suspend, or terminate the bonus program unilaterally and establishes that bonuses are subject to tax reporting obligations. …

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Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-005053.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Cash App Terms of Service
Entity
Cash App
Captured
September 12, 2026
Source URL
https://cash.app/legal/us/en-us/tos
Other changes to Cash App Terms of Service
Previous change Sep 10, 2026
Cash App revised its identity verification procedures and account upgrade requirements. Previously, the terms stated that restricted accounts would be …
Medium Negative
Next change Sep 19, 2026
Cash App added a new feature allowing users to receive bitcoin payments over the Lightning Network and have them automatically …
Medium Neutral
View full version history →
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