Old version
August 20, 2026 00:13 UTC
af40e50955976281112f52c9d639f76b1fb8bfa18cc2ca90f2a96bbdbf681d80
CA-V-005943
New version
August 27, 2026 00:15 UTC
e137acaefc4d2c1830bcf05e77279c82ca889d391bfbbbdbe1e66889beccbabb
CA-V-006108
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Change Summary
Cash App revised its terms governing recurring transfers and ACH payments detected on August 27, 2026. The updated terms add explicit procedures for canceling recurring ACH debit payments through merchant blocking, clarify that ACH transfers are processed on a provisional basis pending full clearance, expand supported card types to include American Express, and modify language around transfer timing and cancellation windows. These changes establish more granular operational procedures for stopping payments and clarify the provisional nature of incoming ACH transfers.
low severity
13 Sentences added
0 Sentences removed
12 Sentences modified
1818 Sentences before
1831 Sentences after
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0Cash App Terms of Service Effective: February 7, 2024 Last Updated: August 19, 2026 We’ve included annotations in the gray boxes below to emphasize certain portions of our notice and help guide you as you read them.0Cash App Terms of Service Effective: February 7, 2024 Last Updated: August 26, 2026 We’ve included annotations in the gray boxes below to emphasize certain portions of our notice and help guide you as you read them.
346If you have a Restricted Account, then you may not use your Cash App Balance to make payments to other Cash App Accounts (including Cash App Business Accounts) unless you first upgrade your Account. d.346If you have a Restricted Account, then you may not use your Cash App Balance to make payments to other Cash App Accounts (including Cash App Business Accounts) unless you first upgrade your Account.
347When receiving an ACH transfer, the money is added to your Cash App Balance on a provisional basis until the transaction fully clears between the sending bank and Cash App.
348If the transfer fails, gets canceled, is a result of a mistake, or the sending bank does not ultimately send the money, the Company may deduct that amount from your Cash App Balance. d.
358By linking an External Card, you represent and warrant that the card is valid and issued by a U.S. financial institution, that it bears the Visa, MasterCard, or Discover logo and that you are an authorized user on the External Card.360By linking an External Card, you represent and warrant that the card is valid and issued by a U.S. financial institution, that it bears the Visa, MasterCard, American Express, or Discover logo and that you are an authorized user on the External Card.
362Deposits made using such bank routing number and account number will be credited to your Cash App Balance for use in accordance with these Cash App Terms.364Deposits made using such bank routing number and account number are generally processed as ACH transfers and will be credited to your Cash App Balance for use in accordance with these Cash App Terms.
371These transfers can take up to three days or be made instantly for a fee.373These transfers can take up to three (3) business days or be made instantly for a fee.
378You will not be able to cancel the transfer.380You will not be able to cancel the transfer once the transfer has begun processing.
393Preauthorized Transfers You are able to set up preauthorized transfers into your Cash App Balance (“Auto Reload”) and Cash App Savings Balance (“Auto Save”).395Preauthorized Transfers i.
394Copies of your authorizations for both products can be found on Cash App. i.396Recurring Transfers In. You are able to set up preauthorized transfers into your Cash App Balance (“Auto Reload”) and Cash App Savings Balance (“Auto Save”).
397Copies of your authorizations for both products can be found on Cash App.
399We reserve the right to cancel your Auto Reload at any time at our sole discretion. ii.402We reserve the right to cancel your Auto Reload at any time at our sole discretion.
403Your Auto Save can be disabled at any time and for any reason at our discretion, including but not limited to scenarios where your request to cancel or stop payments pursuant to the process outlined within these terms, if you unlink the debit card used for these transfers from your Cash App Account, if you delete the savings goal your preauthorized transfer is funding, or if there are three consecutive failures to transfer your funds into Cash App. iii.406Your Auto Save can be disabled at any time and for any reason at our discretion, including but not limited to scenarios where your request to cancel or stop payments pursuant to the process outlined within these terms, if you unlink the debit card used for these transfers from your Cash App Account, if you delete the savings goal your preauthorized transfer is funding, or if there are three consecutive failures to transfer your funds into Cash App. ii.
404Cancellation & Stop Payment: To cancel authorizations or to request a stop payment for scheduled Auto Reload and/or Auto Save Transfers, you have a few options You can: Cancel scheduled payments within Cash App, Write us using the Cash App Support feature available on Cash App, or Call us at (800) 969-1940 for assistance.407Recurring Transfers Out.
405Please note, we will attempt to stop or cancel any transfer ahead of the scheduled date, but we are not responsible for any failure to honor such a request if it is received within three business days of the scheduled transfer. 2.408If you authorize a merchant or other third party to make recurring ACH debit payments from your Cash App Balance using your account and routing number, such payments will be subject to available funds and limitations described in Section VI.1.a and VI.1.c. iii.
409Cancellation & Stop Payment.
410(a) For Recurring Transfers In. To cancel authorizations or to request a stop payment for scheduled Auto Reload and/or Auto Save Transfers, you have a few options.
411You can: Cancel scheduled payments within Cash App, Contact us using the Cash App Support feature available on Cash App, or Call us at (800) 969-1940 for assistance.
412(b) For Recurring Transfers Out.
413To cancel recurring ACH debit payments that have been authorized using your Cash App Balance account and routing number, you can request Cash App merchant blocking, which will block all future ACH debit payments from that merchant.
414We must receive the request at least three (3) business days before the scheduled date of the transfer.
415Merchant blocking is only available for existing merchants who have previously made an ACH debit from your Cash App account.
416We also recommend that you contact the merchant directly to cancel any services or if you have any questions.
417To submit a merchant blocking request, you can: Contact us using the Cash App Support feature available on Cash App, or Call us at (800) 969-1940 for assistance.
418(c) Please note, we will attempt to stop or cancel any preauthorized transfer ahead of the scheduled date, but we are not responsible for any failure to honor such a request if it is received within three (3) business days of the scheduled transfer. 2.
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