Change record
CA-C-003341
Cash App Terms of Service
Entity
Date detected
June 30, 2026
Effective date
June 29, 2026
Severity
Direction
Negative
Taxonomy
Fee change
Changes
−12 sentences removed · 9 sentences modified

Impact Summary

Medium Negative for users
Affected users
All users Cash app balance users Cash app green subscribers

Cash App removed the automatic fee waiver for Paper Money Deposits that previously applied to customers who met spending or deposit thresholds. Effective June 29, 2026, all customers are now charged the $1 Paper Money Deposit fee regardless of account activity. The terms also clarify that the fee waiver benefit previously offered to Cash App Green customers no longer applies to any customer segment.

1 protection removed

Consumers: Customers can no longer qualify for a free Paper Money Deposit; the $1 fee now applies to all deposits regardless of spending level.

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What this means for you

The updated terms eliminate the automatic fee waiver for Paper Money Deposits that applied when customers spent $500 or more in qualifying purchases or received $300 or more in qualifying deposits each month. Under the revised policy, all customers are now charged $1 per Paper Money Deposit transaction regardless of account activity level, effective June 29, 2026. This change removes a financial incentive that previously rewarded higher account engagement with fee relief. You can review your deposit patterns to determine whether the $1 per-deposit cost affects your use of this service.

Historical Context

This is the 4th significant Fee Change change Cash App has made since ConductAtlas began monitoring.

ConductAtlas has recorded 8 material changes to this document over 88 days of monitoring (since April 2026). An additional minor or cosmetic changes were excluded.

Across all monitored documents, Cash App has made 11 significant changes.

6 of Cash App's significant changes have been classified as negative for consumers.

Key Clauses Affected

Paper Money Deposit Fee Waiver

Removed the conditional waiver that previously applied when customers spent $500+ in qualifying purchases or received $300+ in qualifying deposits; flat $1 fee now applies universally.

Cash App Green Benefits

Removed Paper Money Deposit fee waiver from the stated benefits for Cash App Green customers; ATM and foreign transaction fee waivers remain.

Full clause-by-clause analysis available with Insight.

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
22f00e1c0b1a642cc8e32ecb3f5b20765c438cda9070c25bbd81c8478714eb0a
June 28, 2026 00:09 UTC
✓ Verified
Current Version
60f3262a02c3c48001e091e07e14307848edec315e2107994791fa42e1c5d977
June 30, 2026 00:04 UTC
✓ Verified
Change Detected
June 30, 2026 00:04 UTC
Analysis Methodology
✓ Verified
Source Document
https://cash.app/legal/us/en-us/tos
Citation Record
Entity: Cash App
Document: Cash App Terms of Service
Record ID: CA-C-003341
Captured: 2026-06-30 00:04:56 UTC
URL: https://conductatlas.com/change/2026-06-30-cash-app-cash-app-terms-of-service-3341/
Accessed: Aug. 14, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

Cash App modified its fee structure to eliminate conditional fee waivers for Paper Money Deposits, replacing a performance-based incentive structure with a flat $1 fee for all customers. The change affects prepaid account regulations under …

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Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003341.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Cash App Terms of Service
Entity
Cash App
Captured
June 30, 2026
Source URL
https://cash.app/legal/us/en-us/tos
Other changes to Cash App Terms of Service
Previous change Jun 28, 2026
Cash App updated the 'Last Updated' date in its Terms of Service from June 4, 2026 to June 23, 2026. …
Low Neutral
Next change Jul 8, 2026
Cash App updated its Terms of Service on July 8, 2026 with changes to its Local Cash rewards program and …
Low Neutral
View full version history →
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