Change record
CA-X-003341
Cash App Terms of Service
Entity
Date detected
June 30, 2026
Severity
Direction
Negative
Taxonomy
Fee change
Changes
−12 sentences removed · 9 sentences modified

Impact Summary

Generated by a model from the captured document; not read by a person
Medium Negative for users
Affected users
All users Cash app green members US users

Cash App removed the Paper Money Deposit Fee waiver that previously applied to customers who met spending or deposit thresholds. Previously, customers who spent $500 or more in qualifying purchases or received $300 or more in qualifying deposits each month would have their $1 Paper Money Deposit Fee waived until the end of the following calendar month. Under the updated terms, all customers are now charged $1 for every Paper Money Deposit transaction regardless of their activity level. The terms also removed Paper Money Deposit from the list of fees waived for Cash App Green customers, replacing it with Free Overdraft access as a benefit.

1 protection removed

Consumers: Customers no longer have a way to avoid paying $1 per Paper Money Deposit by meeting activity requirements; the fee now applies to all deposits.

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What this means for you

Generated by a model from the captured document; not read by a person

The updated terms eliminate the fee waiver structure for Paper Money Deposits. Previously, customers who spent $500 or more in qualifying purchases or received $300 or more in qualifying deposits each month would have the $1 Paper Money Deposit Fee waived until the end of the following calendar month. Under the revised terms, all customers are now charged $1 for every Paper Money Deposit transaction, regardless of their account activity. For Cash App Green members, the Paper Money Deposit fee waiver has been removed from their benefits package and replaced with Free Overdraft access.

Historical Context

ConductAtlas has recorded 5 material changes to this document over 88 days of monitoring (since April 2026). An additional minor or cosmetic changes were excluded.

Across all monitored documents, Cash App has made 6 significant changes.

2 of Cash App's significant changes have been classified as negative for consumers.

Key Clauses Affected

Generated by a model from the captured document; not read by a person
Paper Money Deposit Fee waiver removal

Eliminated the conditional waiver that allowed customers meeting $500 spending or $300 deposit thresholds to avoid the $1 fee; all customers now charged $1 per deposit.

Cash App Green benefits revision

Removed Paper Money Deposit fee waiver from Cash App Green member benefits and replaced it with Free Overdraft access.

Full clause-by-clause analysis available with Insight.
ⓘ

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
22f00e1c0b1a642cc8e32ecb3f5b20765c438cda9070c25bbd81c8478714eb0a
June 28, 2026 00:09 UTC
✓ Verified
Current Version
60f3262a02c3c48001e091e07e14307848edec315e2107994791fa42e1c5d977
June 30, 2026 00:04 UTC
✓ Verified
Change Detected
June 30, 2026 00:04 UTC
✓
Analysis Methodology
✓ Verified
Source Document
https://cash.app/legal/us/en-us/tos
Record history

Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.

2026-10-11 · Feed summary edited · summary regenerated by summarize_events
Previous text
Removes Paper Money Deposit fee waiver for all customers; $1 fee now applies universally as of June 29, 2026.
2026-10-11 · Impact summary edited · summary regenerated by summarize_events
Previous text
The updated terms eliminate the automatic fee waiver for Paper Money Deposits that applied when customers spent $500 or more in qualifying purchases or received $300 or more in qualifying deposits each month. Under the revised policy, all customers are now charged $1 per Paper Money Deposit transaction regardless of account activity level, effective June 29, 2026. This change removes a financial incentive that previously rewarded higher account engagement with fee relief. You can review your deposit patterns to determine whether the $1 per-deposit cost affects your use of this service.
2026-10-11 · Summary edited · summary regenerated by summarize_events
Previous text
Cash App removed the automatic fee waiver for Paper Money Deposits that previously applied to customers who met spending or deposit thresholds. Effective June 29, 2026, all customers are now charged the $1 Paper Money Deposit fee regardless of account activity. The terms also clarify that the fee waiver benefit previously offered to Cash App Green customers no longer applies to any customer segment.
2026-10-07 · Change line edited · change line rewritten to the 2026-10-07 template: no detection date, no sentence counts
Previous text
Cash App updated their Cash App Terms of Service on June 30, 2026. Change detected: 12 sentence(s) removed, 9 sentence(s) modified. Document contained 1699 sentences after update.
Citation Record
Entity: Cash App
Document: Cash App Terms of Service
Record ID: CA-X-003341
Version: CA-V-004316
Captured: 2026-06-30 00:04:56 UTC
URL: https://conductatlas.com/change/2026-06-30-cash-app-cash-app-terms-of-service-3341/
Accessed: Nov. 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Generated by a model from the captured document; not read by a person
Assessment

Cash App revised its fee waiver structure by removing the activity-based waiver for Paper Money Deposits and eliminating this benefit from the Cash App Green tier. The change affects all users and applies uniformly across …

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-003341.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Cash App Terms of Service
Entity
Cash App
Captured
June 30, 2026
Source URL
https://cash.app/legal/us/en-us/tos
Other changes to Cash App Terms of Service
Previous change Jun 24, 2026
Cash App revised its tax-related terms to clarify responsibilities and expand disclosure obligations. The updated terms now explicitly state that …
Medium Neutral
Next change Jul 8, 2026
Cash App updated its Local Cash rewards program terms and introduced a new Cash App Beta program section. The Local …
Low Neutral
View full version history →
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