PayPal added new provisions on June 30, 2026 governing how business account holders can add funds using two features: Add Cash at Store (available at participating U.S. retail locations) and Cash a Check (via the PayPal app). Both features are subject to transactional, daily, and monthly limits; Cash a Check is unavailable if a business account has a negative balance and may not be available in all locations. The updated agreement also simplified language directing consumers with inquiries about credit products to PayPal Customer Support, removing prior language that listed specific credit products by name.
The updated agreement adds two new methods for PayPal business account holders to load funds: Add Cash at Store (using participating U.S. retail locations) and Cash a Check (via the PayPal mobile app). Both methods are subject to daily, weekly, and monthly transaction limits, and fees apply to both. Cash a Check is not available if your business account has a negative balance and may not be accessible in all locations. These are optional features; existing fund-loading methods remain available. Refer to the PayPal Help Center Business tab for specific limits, fees, and availability details.
→ Review PayPal Help Center Business tab for Add Cash at Store fees, limits, and participating retail locations.
→ Review PayPal Help Center Business tab for Cash a Check availability in your location and associated fees.
Business accounts can deposit funds at participating U.S. retail locations, subject to transaction and daily/monthly limits.
Business accounts can deposit checks via the PayPal app, unavailable if account has negative balance, may not be available in all locations.
Language simplified to direct all credit product inquiries to PayPal Customer Support rather than listing specific product names.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
PayPal has added provisions describing two new fund-loading mechanisms for business accounts. These are discretionary service offerings subject to operational and geographic limitations. The changes are largely operational in nature and do not appear to …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003340.
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