Cash App updated its Terms of Service on July 8, 2026 with changes to its Local Cash rewards program and the addition of a new Cash App Beta program. The Local Cash section now uses conditional language ('may have the opportunity' instead of 'have the opportunity'), removes a restriction on using Local Cash for tips and taxes, and adds a new rule that tips must be paid with Local Cash when Local Cash covers the entire pre-tip transaction amount. A new section establishes the Cash App Beta program, which allows selected users early access to development versions of the app with the understanding that features may include bugs, crashes, and changes without notice, and that Cash App can remove users from the beta program at any time.
The updated terms modify how the Local Cash rewards program operates. The language stating users 'have the opportunity' to earn Local Cash is replaced with 'may have the opportunity,' which establishes a more conditional framing of the reward availability. A prior restriction stating users cannot use Local Cash to pay tips is removed; the updated terms instead provide that when Local Cash covers the entire pre-tip transaction amount, any tip chosen must be paid with Local Cash. Additionally, Cash App introduces a voluntary Cash App Beta program that permits selected users to access development versions of the app before public release. The updated terms state that beta builds 'should expect occasional bugs and crashes,' that Cash App may add or remove features without notice, and that Cash App reserves the right to remove any user from the beta program at any time and for any reason including inactivity. Users can opt out of the beta program at any time through the TestFlight or Google Play Store interface.
→ Review the updated Local Cash tip payment rule to understand how tips will be charged in transactions where Local Cash is applied.
→ If you are interested in early access to Cash App features, you can opt into the Cash App Beta program through TestFlight (iOS) or Google Play Store (Android).
→ If you are already participating in the beta program, you can opt out at any time by selecting 'Stop Testing' in TestFlight or 'Leave Beta' in Google Play Store.
Shifts from 'have the opportunity' to 'may have the opportunity' to earn Local Cash, establishing more conditional framing of reward availability.
When Local Cash covers the entire pre-tip transaction amount, tips must also be paid with Local Cash.
Establishes voluntary beta testing program with disclosure that beta builds include bugs, crashes, and unannounced feature changes, and that Cash App can remove participants at any time.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Cash App modified its Local Cash rewards program language on July 8, 2026 to establish a more conditional framing of reward availability and changed the restriction on tip usage to require tips be paid with …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003527.
Cash App revised its fee structure and eligibility rules for Cash App Tags and made minor adjustments to card activation …
Cash App added a new Bitcoin Auto-Withdrawal feature that allows users to set up recurring automated transfers of bitcoin from …
Cash App's Terms of Service were updated in an update detected on July 24, 2026. The document's 'Last Updated' date …
Buried in Robinhood's customer agreement is broad authority to close your positions, suspend your account, and force arbitration. Here is w…
Stripe's terms authorize fund reserves, payout withholding, and account termination. Here is what the agreement states and what business ow…
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
Get alerted when this policy changes again, including what changed and why it matters.