SoFi updated its website privacy preference center and cookie disclosure on June 10, 2026. The revised language reorganizes how cookies are categorized and disclosed, moving from a simpler structure to a more detailed breakdown that separates Strictly Necessary, Functional, Performance, and Targeting cookies. Users can now see more granular descriptions of each cookie category and toggle settings more explicitly, though Strictly Necessary cookies remain non-optional as before.
The updated terms reorganize how SoFi discloses cookie categories on its website. Previously, the privacy preference center grouped Performance and Optional cookies together with less granular descriptions. The revised structure now separates Strictly Necessary, Functional, Performance, and Targeting cookies into distinct categories with more detailed explanations of what each does. Users can toggle Performance and Targeting cookies individually, but Strictly Necessary cookies remain non-optional as the agreement states they are required for the website to function. You can manage your cookie preferences through the updated Privacy Preference Center by toggling each category on or off, except Strictly Necessary cookies.
The revised language provides more granular disclosure of cookie purposes and categories, which may improve user understanding of how cookies function on SoFi's website. The operational effect is a clearer consent interface rather than a change in data collection practices or user rights.
→ Review the updated Privacy Preference Center to understand each cookie category and toggle Performance or Targeting cookies off if you prefer not to allow them.
→ Note that Strictly Necessary cookies cannot be disabled as they are required for website function.
→ The default cookie settings will apply as described in the updated terms; Performance and Targeting cookies will be enabled unless you actively toggle them off.
→ Disabling Performance or Targeting cookies may limit site functionality or personalization features, as the updated terms state.
Reorganized into four distinct categories (Strictly Necessary, Functional, Performance, Targeting) with expanded descriptions; user control options remain unchanged.
Confirmed as non-optional and required for website function; unchanged from prior language.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change reflects a reorganization of SoFi's cookie consent interface and disclosure language rather than a material change in data collection practices or legal authority. The updated terms segment cookies into four categories (Strictly Necessary, Functional, Performance, Targeting) and provide more specific descriptions of their purpose, which may align with cookie consent standards under GDPR and CCPA but does not assert new collection rights or obligations. No new data collection authority is established; existing opt-out mechanisms are preserved. Standard internal review of cookie inventory and vendor relationships is prudent to ensure alignment with the revised disclosure.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-002826.
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