Policy Drift Analysis Eroding 1 mo

SoFi has made 14 significant policy changes since monitoring began in April 2026 (1 mo). 9 were negative for consumers, primarily involving arbitration expansion. 3 were positive, strengthening consumer protections.
Include low severity Showing high + medium only
14
Changes
9
Negative
3
Positive
2
Neutral
1
High Severity
Negative (64%) Positive (21%)

Documents Affected

This is SoFi's Terms of Use document governing access to and use of its websites, apps, and financial product services including personal loans, mortgages, investing accounts, and SoFi bank products. …
This is SoFi's privacy policy page, which describes how SoFi collects and uses personal information across its financial products including bank accounts, loans, investing accounts, and credit cards. The policy …

Track policy drift over time

See how individual clauses evolved over time, with before/after comparisons, obligation tracking, taxonomy breakdowns, and monthly trends.

Monitor — $19/mo Compliance — $249/mo

All Changes (14)

+ 11 more changes
See full timeline →

Trend Observation

SoFi's most frequent change categories are Arbitration expansion (5), Consent expansion (3), Advertising use expansion (2). The most frequently updated document is SoFi Terms of Service with 7 changes. Get alerted when SoFi changes policy →

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