Provisions Index

Square limits its total liability to you in most cases to the amount of fees you paid to Square in the 12 months before the event that caused your harm, and excludes liability for indirect, consequential, or lost profit damages entirely....

Why it matters: If Square's service failure, security breach, or wrongful account suspension causes your business significant financial loss, you can only recover a small fraction of that loss — capped at your prior year's fees — regardless of how much damage actually occurred....

By accepting these Terms, you also agree to Square's Acceptable Use Policy, which lists categories of businesses and transaction types that are prohibited from using Square's services — and violation of that policy can result in immediate account termination....

Why it matters: The full scope of restrictions on your ability to use Square is not contained in this document alone — you must also comply with a separate policy document that can be updated independently, and any violation can result in losing access to your payment processing....

By using Square's services, you authorize Square to collect transaction data, device information, location data, and other usage information, and to use it to operate, improve, and market Square's services, including sharing with third-party partners....

Why it matters: Square collects a wide range of data about you, your customers, and your business transactions, and uses it for purposes beyond processing payments — including marketing and sharing with partners — which has direct privacy implications....

You agree to indemnify and hold Square harmless from any claims, losses, or expenses — including legal fees — that arise from your use of Square's services, your violation of these Terms, or your violation of any third party's rights....

Why it matters: This clause means that if a third party sues Square because of something you did using its platform, you are responsible for covering Square's legal costs and any resulting judgment, which could be financially significant....

Cash App collects facial scans and biometric information extracted from photographs you submit for identity verification purposes. This data is categorized as 'Additional Identification Information' alongside your Social Security number and government-issued ID....

Why it matters: Biometric data is among the most sensitive personal information — it cannot be changed if compromised — and collection without explicit statutory consent violates laws like Illinois BIPA, which provides for significant per-violation damages....

Cash App explicitly states that your personal data is used to train artificial intelligence and machine learning models as part of 'improving, personalizing and facilitating your use of our Services.' There is no opt-out mechanism specifically described for this use in the main policy....

Why it matters: Using customer financial and behavioral data to train AI systems without a clear opt-out is an emerging area of regulatory concern and may constitute secondary processing beyond what users reasonably expect when signing up for a payments app....

Cash App purchases data about you from third-party advertisers, data brokers, and advertising platforms to build or enhance behavioral profiles, including your inferred interests, preferences, advertising segments, and characteristics — even if you never provided this information directly to Cash Ap...

Why it matters: Data broker sourcing means Cash App may know things about you beyond what you shared, and this enriched profile is used for targeted advertising and personalization — a practice with significant CCPA/CPRA implications and limited consumer visibility....

Cash App explicitly states it uses your personal information to develop a 'credit risk profile' about you and to draw inferences to create a behavioral profile reflecting your credit risk, preferences, shopping habits, and other characteristics. This profiling is used to enhance services and maintai...

Why it matters: Automated credit risk profiling using behavioral and third-party data — particularly where it influences financial decisions like loan eligibility or account standing — is subject to FCRA adverse action notice requirements and CFPB supervisory oversight....

Cash App's policy states that 'by continuing to interact with our Services, you are consenting to the practices described in this Privacy Notice' — meaning simply using the app is treated as consent to all data collection and use practices described, including biometric collection and AI training....

Why it matters: Implied consent through continued service use is increasingly challenged by regulators as insufficient for sensitive data processing, particularly for biometric data, AI model training, and targeted advertising — which typically require explicit, affirmative opt-in consent....

Cash App shares your personal data with a wide range of parties including Block, Inc. affiliates (such as Square), credit bureaus, fraud detection partners, merchants you transact with, advertising partners, and third-party service providers. Transaction data and payment history may be shared with m...

Why it matters: The breadth of data sharing — spanning financial affiliates, credit bureaus, merchants, and advertising partners — means your sensitive financial and behavioral data travels far beyond Cash App itself, increasing exposure to data breaches, unauthorized use, and regulatory liability....

Cash App collects precise geolocation information from your mobile device, including your IP address and network provider location. This is in addition to general location information and may be collected through automated tracking technologies....

Why it matters: Precise geolocation data is classified as sensitive personal information under several state privacy laws, requires explicit consent or opt-in in some jurisdictions, and can reveal sensitive details about a person's movements, relationships, health visits, or religious practices....

Cash App's Privacy Notice includes a dedicated section on children's personal information, indicating the company has policies addressing minors. The Services are subject to age restrictions, and the policy addresses how children's data is handled....

Why it matters: Financial services apps used by or accessible to minors face COPPA obligations requiring verifiable parental consent before collecting personal information from children under 13, and recent FTC enforcement has targeted financial technology platforms that fail to implement adequate age gates....

If MetaMask or Consensys causes you harm — through a bug, outage, or any other failure — the most they will ever pay you is $100 total, regardless of how much cryptocurrency you actually lost....

Why it matters: For a platform where users may store or transact thousands or millions of dollars in crypto assets, a $100 liability ceiling means users bear virtually all financial risk of platform failures....

Instead of suing MetaMask in court, you must resolve most disputes through private binding arbitration, and you give up your right to join a class action lawsuit with other affected users....

Why it matters: Mandatory arbitration removes your ability to access public courts and join with other harmed users in collective legal action, which significantly reduces your practical ability to seek redress for smaller losses....

MetaMask does not store or have access to your Secret Recovery Phrase or private keys, so if you lose them, neither MetaMask nor Consensys can restore access to your wallet or recover your funds under any circumstances....

Why it matters: This is the defining security risk of self-custody wallets — if your Secret Recovery Phrase is lost, stolen, or destroyed, your crypto assets are permanently inaccessible with no recourse....

When you use MetaMask to swap tokens or bridge assets, MetaMask charges a service fee that is built into the price you are quoted — it is not displayed as a separate charge, so you may not know exactly how much you are paying MetaMask....

Why it matters: Hidden or embedded fees can make it difficult to compare costs and understand the true price of transactions, which may constitute a material omission under consumer protection law....

By using MetaMask, you personally confirm that you are not on any government sanctions list and that your use of the wallet complies with all applicable sanctions laws — MetaMask is not taking responsibility for screening you....

Why it matters: Placing sanctions compliance obligations on individual users is highly unusual and creates personal legal risk — violating OFAC sanctions can result in civil penalties of up to $1 million per transaction and criminal prosecution....

MetaMask can change these Terms of Service at any time, and your continued use of the wallet after changes are posted means you have accepted the new terms — even if you did not read them....

Why it matters: This gives MetaMask broad power to change the rules of your agreement at any time, potentially altering your rights, fees, or data practices with limited notice and no requirement for your active consent....

MetaMask explicitly states that it is not a financial advisor, broker, or fiduciary and that nothing in the app or website constitutes investment advice — all investment decisions are entirely your own responsibility....

Why it matters: This means MetaMask bears no legal responsibility if you make financial decisions based on information or features in the app, including staking yields, RWA token trading, or prediction market displays....

All legal disputes with MetaMask are governed by New York state law, regardless of where you live, and to the extent court proceedings are permitted, they must take place in New York....

Why it matters: Being forced to litigate under New York law and in New York courts creates a practical and financial barrier to seeking legal recourse for consumers located outside New York....

By submitting any content, feedback, or information through MetaMask, you grant Consensys a broad, royalty-free, worldwide license to use, reproduce, and modify that content for their business purposes....

Why it matters: Any feedback, ideas, or content you share with MetaMask can be used by Consensys without compensation to you and without restriction, which may affect intellectual property rights for developers or businesses using the platform....

MetaMask can suspend or terminate your access to certain services at any time and for any reason, including without notice, though as a non-custodial wallet they cannot take your crypto assets....

Why it matters: While MetaMask cannot seize your crypto (since they don't hold your keys), they can disable access to value-added services like Swaps, Bridge, Earn, and other features without warning....

Uber collects your precise GPS location continuously while you use the driver app, including when the app is running in the background on your phone. This means Uber knows where you are even when you are not actively on a trip....

Why it matters: Continuous background location tracking is one of the most privacy-invasive data practices possible, creating a detailed record of a driver's movements, home address, and daily patterns beyond work activity....

Uber collects selfie photos and images of government-issued ID documents from drivers and delivery people for identity verification purposes. This facial imagery is processed to confirm your identity before and during your use of the platform....

Why it matters: Facial imagery is biometric data under Illinois BIPA and similar laws, and its collection without explicit written consent and a published retention/destruction policy creates significant litigation exposure — BIPA allows statutory damages of $1,000 to $5,000 per violation with class action potentia...

Uber collects and processes criminal background check results as part of driver onboarding and ongoing screening. This data, obtained from third-party background check providers, is used to determine platform eligibility....

Why it matters: Criminal background data is among the most sensitive personal information and its processing is subject to strict legal requirements under the Fair Credit Reporting Act (FCRA) in the US and GDPR Article 10 in the EU; errors or improper handling can result in wrongful deactivation and significant har...

Uber shares driver and delivery person data — including trip data, location information, and driving behavior — with insurance companies to facilitate the insurance coverage required for platform use. This sharing occurs as part of Uber's insurance programs....

Why it matters: Sharing detailed telematics and driving behavior data with insurers can affect your insurance premiums and insurability outside of Uber, as insurers may use this data to assess your risk profile for personal insurance products....

Uber may share your personal data with law enforcement, government authorities, or in response to legal process without notifying you, particularly where prohibited by law or where notification could impede an investigation....

Why it matters: Drivers may not know when Uber has shared their personal data — including location history, communication records, and trip data — with law enforcement or government agencies, limiting their ability to protect their legal rights....

Uber provides drivers and delivery people with rights to access, correct, delete, and receive a portable copy of their personal data, accessible through the Uber Driver app's Privacy Settings or Uber's online privacy request portal. These rights vary by jurisdiction....

Why it matters: Knowing and exercising your data rights allows you to see what Uber holds about you, correct inaccuracies that could affect your platform standing, and delete data you no longer want Uber to retain....

Uber collects data about how you drive — including speed, braking, acceleration, and phone handling — through sensors in your mobile device. This telematics data is used to assess driver safety and may affect your platform standing....

Why it matters: Driving behavior data collected via your phone's sensors creates a detailed performance profile that Uber can use to deactivate, restrict, or penalize drivers, with limited transparency about the scoring thresholds or appeal processes....

Uber collects bank account or payment account details from drivers and delivery people to facilitate earnings payments and manages this financial information as part of its payment processing infrastructure....

Why it matters: Your banking details are highly sensitive financial data, and understanding how Uber stores, protects, and shares this information is critical to assessing fraud and identity theft risk....

Uber may share driver and delivery person data with research organizations, academic partners, and analytics companies, including aggregated or de-identified data about platform activity, safety patterns, and service usage....

Why it matters: Even 'de-identified' or 'aggregated' data shared with third-party researchers can sometimes be re-identified, particularly when it includes granular location data, and this secondary use of your data provides no direct benefit to you....

If you have a dispute with Paramount+, you must resolve it through private arbitration rather than going to court, unless you opt out within 30 days of agreeing to the terms....

Why it matters: Arbitration limits your ability to challenge Paramount+ publicly or as part of a group, and decisions are generally final with limited appeal rights....

You agree not to participate in class action lawsuits against Paramount+, meaning you cannot join with other users to collectively sue the company....

Why it matters: Class actions are often the only practical way for consumers to pursue small-dollar claims against large companies; waiving this right significantly reduces your legal options....

Your Paramount+ subscription automatically renews and your payment method is charged each billing period unless you cancel before the renewal date....

Why it matters: Consumers may be charged for subscription periods they did not intend to use if they forget to cancel before the renewal date....

Paramount+ limits the number of devices that can stream content simultaneously under a single subscription, and exceeding this limit will block additional streams....

Why it matters: Households with multiple viewers may find their access restricted during peak viewing times, and upgrading to remove these limits may require purchasing a higher-tier plan....

Some content on Paramount+ is not available outside certain geographic regions due to licensing agreements, and using a VPN or proxy to bypass these restrictions is prohibited....

Why it matters: Users traveling internationally or those in certain regions may find significant portions of the content library unavailable, and attempting to use a VPN to access content may result in account suspension....

Paramount+ reserves the right to remove, modify, or restrict access to any content on the platform at any time without notice....

Why it matters: Content you paid to access as part of your subscription may be removed at any time, potentially reducing the value of your subscription without compensation or prior warning....

All content on Paramount+ is owned by Paramount or its licensors, and users may not copy, download, or redistribute any content without permission....

Why it matters: Unauthorized downloading or sharing of content can expose users to legal liability under copyright law....

Paramount+ provides parental control tools to restrict content for younger viewers, and account holders are responsible for any use of their account including by minors....

Why it matters: Parents are legally responsible for all activity on the account, including purchases and content accessed by children, so setting up parental controls is essential to protect minors....

Paramount+ limits its financial liability to users to the amount paid for the subscription in the preceding 12 months, excluding liability for incidental or consequential damages....

Why it matters: Even if Paramount+ causes significant harm — such as a data breach or service failure — the amount you can recover is capped, often at just a few months of subscription fees....

Paramount+ can suspend or terminate your account at any time if they believe you have violated the Terms of Service, with or without prior notice....

Why it matters: Your access to content and your subscription can be cut off without warning, and you may not receive a refund for any remaining subscription period....

Revolut can suspend, restrict, or close your account at any time for a wide range of reasons, including suspected fraud, regulatory requirements, or breach of their terms, often with limited advance notice....

Why it matters: If your account is suspended or closed unexpectedly, you could lose access to your money and be unable to make payments until the matter is resolved....

Revolut limits how much they can be held responsible for if something goes wrong, excluding liability for indirect or consequential losses such as lost profits or missed payments....

Why it matters: If Revolut makes an error that causes you financial harm beyond direct losses, you may not be able to recover that money through a claim against them....

You must provide accurate identity information and documents when requested by Revolut, and failure to do so can result in your account being restricted or closed....

Why it matters: If you cannot or do not complete identity verification, Revolut can limit or terminate your access to all services including your funds....

You are prohibited from using Revolut's services for money laundering, financing terrorism, sanctions evasion, or other illegal purposes, and Revolut will monitor and report suspicious activity....

Why it matters: Violations — even inadvertent ones — can result in immediate account closure, asset freezing, and potential reporting to law enforcement or regulatory authorities....

Revolut may charge fees for certain services, currency conversions, and premium plan features, and these fees are set out in a separate fee schedule that can change with notice....

Why it matters: Fees can erode the value of your account over time, and changes to the fee schedule may be communicated with limited advance notice....

Disputes between you and Revolut are governed by specific legal rules, and the terms may require you to resolve disputes through particular channels rather than through standard court proceedings....

Why it matters: The governing law and dispute resolution provisions can affect your ability to pursue claims against Revolut and the forum in which you can do so....

Revolut's Privacy Policy is incorporated into these Terms and governs how your personal and financial data is collected, used, and shared — you agree to it by using the service....

Why it matters: By agreeing to these Terms, you also consent to Revolut's data practices as described in a separate Privacy Policy, which may include sharing data with third parties and regulators....

Additional terms apply to specific Revolut products such as cryptocurrency, savings, and premium plans, and those supplementary terms are incorporated into your overall agreement....

Why it matters: Your rights and obligations may differ significantly depending on which Revolut products you use, and you need to read multiple documents to understand the full terms of your relationship with Revolut....

You must meet minimum age requirements and other eligibility criteria to open and maintain a Revolut account, and providing false eligibility information can result in account closure....

Why it matters: Minors or ineligible users who open accounts may have them closed without warning, and any funds held may be subject to return procedures that take time....