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MetaMask
· MetaMask Terms of Use
MetaMask's total financial responsibility to you for any claim is capped at either what you paid them in the last year or $100, whichever is more, and they are not liable for any indirect losses such as lost profits or lost crypto....
Why it matters: If MetaMask's services cause you to lose significant funds due to a technical failure, error, or other issue, the company's financial exposure is limited to a very small amount, leaving users to bear the majority of any losses....
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MetaMask
· MetaMask Terms of Use
MetaMask does not hold or control your funds or private keys, and if you lose your Secret Recovery Phrase, the company cannot help you recover it and your assets may be permanently inaccessible....
Why it matters: Unlike a bank or custodial exchange, MetaMask has no ability to restore access to your wallet if you lose your recovery phrase, meaning a single mistake can result in total and permanent loss of your cryptocurrency with no remedy....
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Datadog
· Datadog Privacy Policy
When enterprise customers send data to Datadog's monitoring platform, Datadog acts as a data processor on their behalf, and the privacy policy covering that data is the Data Processing Addendum in the customer's contract, not this public policy....
Why it matters: This provision establishes that personal data transmitted within enterprise customers' monitoring payloads is governed by a separate contractual document, meaning individuals whose data appears in those payloads must look to the enterprise customer, not to Datadog's public privacy policy, for rights fulfillment....
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HubSpot
· HubSpot Terms of Service
If HubSpot causes your business harm, the most you can recover is what you paid HubSpot in the prior twelve months, and you cannot recover lost profits, lost data value, or other indirect damages....
Why it matters: For businesses whose operations depend heavily on HubSpot, the actual financial impact of a serious service failure or data incident could far exceed twelve months of subscription fees, leaving significant losses unrecoverable under this agreement....
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HubSpot
· HubSpot Terms of Service
If your HubSpot account contains personal data about individuals, HubSpot's separate Data Processing Agreement automatically applies and sets the rules for how that data is handled....
Why it matters: The DPA governs GDPR and CCPA compliance for personal data processed through HubSpot, and its terms and obligations are legally binding even though they are in a separate document that many customers may not have read....
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Monitoring
These provisions have changed before.
Monitor includes same-day alerts, structured change summaries, and monitoring for up to 25 platforms.
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Disney+
· Disney+ Privacy Policy
Disney collects date of birth and other registration data, which can be used to identify users who may be minors, triggering specific legal protections around data collection from children....
Why it matters: Disney's services are popular with children, and the collection of date of birth and other personal details from minors is subject to COPPA in the US, which requires verifiable parental consent before collecting personal information from users under 13....
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Indeed
· Indeed Terms of Service
If you have a legal dispute with Indeed, you must resolve it through private arbitration rather than by suing in court, with limited exceptions for intellectual property claims....
Why it matters: Arbitration prevents you from joining a class action lawsuit against Indeed and typically limits your ability to appeal decisions, potentially reducing your practical ability to seek redress for smaller-scale harms....
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Indeed
· Indeed Terms of Service
You cannot participate in or lead a class action lawsuit against Indeed, even if many users have experienced the same harm....
Why it matters: Class actions are often the only practical way for individuals to pursue small-value claims against large companies. This waiver eliminates that option, which may leave users without a practical legal remedy for widespread but low-dollar harms....
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Coinbase
· Coinbase Privacy Policy
Coinbase collects your name, address, date of birth, government-issued ID, and biometric data such as facial recognition information when you sign up and verify your identity....
Why it matters: The collection of biometric data for identity verification is subject to specific state laws including Illinois BIPA, which imposes strict notice, consent, and deletion requirements, and the policy's retention of this data may interact with those obligations....
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Coinbase
· Coinbase Privacy Policy
Coinbase can share your personal information with law enforcement or government agencies when legally required or when Coinbase believes disclosure is necessary to prevent harm or investigate potential violations....
Why it matters: The policy states disclosure may occur based on Coinbase's good faith belief, not solely on legally compelled orders, and may proceed without notifying the user, which means users may not know when their financial and identity data has been disclosed to government authorities....
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Shein
· Shein Terms and Conditions
A Pinterest conversion tracking script is loaded on Shein's privacy notice page, meaning Pinterest may receive data about your visit to the privacy page itself....
Why it matters: Loading a third-party advertising tracker on a privacy disclosure page may constitute data sharing before a user has had the opportunity to read or respond to the privacy notice, which engages notice-before-collection principles under multiple privacy frameworks....
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Netflix
· Netflix Privacy Statement
Netflix confirms it sells or shares your identifiers, viewing activity, behavioral data, and inferences about you with advertisers, ad networks, and analytics companies, primarily for targeted advertising purposes....
Why it matters: This is among the most significant disclosures in the policy because it confirms that behavioral and inferred data about Netflix users is transferred to third-party advertising ecosystems, which may have their own data practices beyond Netflix's control....
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Netflix
· Netflix Privacy Statement
Netflix shares your personal information with social media platforms, advertising networks, and analytics companies to advertise Netflix services and measure ad effectiveness, meaning your data may reach multiple external companies....
Why it matters: This provision establishes that personal data flows not just to Netflix's vendors but outward to the broader advertising ecosystem, including social media platforms that may have their own data practices and retention policies....
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American Airlines
· American Airlines Terms of Use
American can refuse to let you board or remove you from a plane if it decides, at its own discretion, that you pose a safety risk, have misbehaved on a previous flight, or have not followed crew instructions....
Why it matters: The broad discretion reserved to American in this provision means passengers have limited procedural recourse against a removal or boarding refusal decision made in the moment, and the grounds listed include subjective criteria such as offensive conduct or dress....
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Zillow
· Zillow Privacy Notice
When you send a message or inquiry on Zillow, your name, contact details, and search preferences can be shared not just with the agent or lender you contacted, but also with others Zillow believes may help you....
Why it matters: Users submitting a single inquiry may receive outreach from multiple professionals they did not individually select, because Zillow treats the inquiry as authorization to share data more broadly....
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Zillow
· Zillow Privacy Notice
If you apply for a mortgage through Zillow Home Loans, Zillow collects detailed financial information including your income, assets, and credit history, and shares it with lenders and other parties involved in processing your loan....
Why it matters: Financial data submitted for mortgage applications is among the most sensitive personal information category; its use and sharing beyond the immediate loan process warrants careful review....
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Coinbase
· Coinbase User Agreement
If you have a dispute with Coinbase, you must resolve it individually through arbitration rather than through a lawsuit or class action in court. You cannot join with other Coinbase users to bring a combined claim against the company....
Why it matters: The agreement requires all disputes to proceed through individual arbitration, which means users cannot pursue class action litigation even if many users share the same complaint. This clause also limits the procedural options and venue available to users with grievances....
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Coinbase
· Coinbase User Agreement
Coinbase limits its financial responsibility to users. The company states it will not pay for lost profits, consequential damages, or other indirect losses, and caps its total liability at the value of digital currency in your account at the time of the issue....
Why it matters: The agreement's limitation of liability provision caps the damages Coinbase may owe a user and excludes categories of harm such as lost profits and consequential damages, which could be significant in the context of cryptocurrency trading where price volatility can create substantial losses....
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Coinbase
· Coinbase User Agreement
Coinbase states it can freeze your account, cancel transactions, or restrict your access to funds at its discretion, with or without notifying you in advance. This can occur to comply with laws or at Coinbase's own judgment....
Why it matters: The agreement authorizes Coinbase to restrict or terminate account access and block transactions without advance notice, which could affect a user's ability to access or transfer their cryptocurrency holdings during time-sensitive market conditions....