-
GOAT
· GOAT Terms of Use
If you have a problem with GOAT, you must resolve it through private arbitration rather than suing in court, with limited exceptions for small claims and intellectual property emergencies....
Why it matters: Arbitration is a private process with different rules than court, and you generally cannot appeal the outcome; this clause determines how any serious dispute with GOAT will be handled....
-
GOAT
· GOAT Terms of Use
You agree not to join or lead a class action lawsuit against GOAT; any claim must be brought individually, not on behalf of a group of affected users....
Why it matters: Class actions are often the practical way for consumers to recover small amounts when many people are affected by the same problem; waiving this right means individual consumers must each pursue their own separate claims....
-
GOAT
· GOAT Terms of Use
Even if GOAT's platform causes you a significant financial loss, GOAT's maximum financial responsibility to you is capped at either what you paid them in the last year or $100, whichever is higher....
Why it matters: For users buying or selling high-value sneakers worth hundreds or thousands of dollars, this cap means GOAT's maximum exposure for platform errors, lost packages, or other issues may be far lower than the actual value at stake....
-
Uber
· Uber Terms of Use
Instead of going to court, you and Uber must resolve almost all disputes through private arbitration, and you cannot join a class action lawsuit against Uber....
Why it matters: This clause significantly limits your ability to seek legal remedies against Uber; private arbitration typically favors repeat corporate participants, and eliminating class actions removes a key mechanism consumers use to address widespread but individually small harms....
-
Uber
· Uber Terms of Use
If Uber causes you harm, the most you can recover is either $100 or what you paid Uber in the last year, whichever is higher, regardless of how serious the harm is....
Why it matters: For users who experience significant harms, such as a serious safety incident or substantial financial loss, this cap could prevent meaningful compensation and is worth understanding before any dispute arises....
-
Monitoring
These provisions have changed before.
Monitor includes same-day alerts, structured change summaries, and monitoring for up to 25 platforms.
-
Uber
· Uber Terms of Use
Uber collects your precise GPS location while you use the app, and in some regions continues to collect it even when the app is running in the background on your phone....
Why it matters: Precise and continuous location data is among the most sensitive personal information collected by apps, as it can reveal home and work addresses, medical appointments, religious attendance, and other sensitive behavioral patterns....
-
WhatsApp
· WhatsApp Privacy Policy
WhatsApp shares your account data, usage information, and device details with Facebook, Instagram, and other Meta-owned platforms, and those platforms can use that information to inform advertising and product development across all of them....
Why it matters: This means your WhatsApp activity, including who you contact and how often you use the app, contributes to the broader data profile Meta maintains about you across its platforms, even if you do not use Facebook or Instagram....
-
WhatsApp
· WhatsApp Privacy Policy
When you grant WhatsApp access to your contacts, the phone numbers of everyone in your address book, including people who do not use WhatsApp, are uploaded to WhatsApp's servers....
Why it matters: People who have never agreed to WhatsApp's terms or privacy policy have their phone numbers collected and processed by WhatsApp because someone else chose to share their contacts, raising questions about consent and notice for those individuals....
-
Upwork
· Upwork Privacy Policy
Upwork shares your personal information with outside companies that help run its business, including advertisers and analytics providers, and may share aggregated data that is not directly tied to your identity....
Why it matters: Sharing personal data with advertising and analytics partners means your usage patterns and profile information may be used to build advertising profiles about you, which extends the use of your data beyond the core purpose of the freelance marketplace....
-
HubSpot
· HubSpot Privacy Policy
When a business uses HubSpot's tools to manage contacts or run marketing campaigns, HubSpot is acting on that business's instructions, not as an independent decision-maker over your data. This means if you want to access or delete data a business holds about you in HubSpot, you need to contact that business, not HubSpot....
Why it matters: This provision determines who is responsible for your data and who you can hold accountable. If a company stored your email address in HubSpot without your knowledge, your legal rights run against that company, not HubSpot....
-
OpenAI
· OpenAI Privacy Policy
OpenAI may use what you type into ChatGPT and other services to improve its AI models, but you can turn this off in your account settings or through OpenAI's Privacy Portal....
Why it matters: This is an opt-out rather than opt-in default, meaning your conversation content is used for model training unless you take active steps to stop it, which many users may not be aware of....
-
OpenAI
· OpenAI Privacy Policy
OpenAI collects your name, email, payment details, and everything you type, upload, or provide as feedback when using its services....
Why it matters: The scope of content collection is broad and includes any personal, professional, or sensitive information you share in prompts or uploaded files, which users may not fully appreciate in the moment of use....
-
Public.com
· Public.com Terms of Service
If you have a dispute with Public.com, you must resolve it through private arbitration rather than suing in court, and you cannot join a class action lawsuit with other users against the company....
Why it matters: This clause removes your ability to take Public to court or join with other affected users in a collective lawsuit, which is often the most practical way to pursue smaller individual claims like unauthorized fees or account errors....
-
Public.com
· Public.com Terms of Service
Public.com can close or suspend your account immediately and without warning for any reason, including reasons not specifically listed in the terms....
Why it matters: Because Public.com holds your investment assets, an abrupt account suspension could temporarily restrict your access to your portfolio, including stocks, crypto, and cash holdings, during a period when market conditions may be changing....
-
Public.com
· Public.com Terms of Service
Public.com limits its financial responsibility to you for most types of harm, including investment losses resulting from platform errors, data loss, or inability to access the service....
Why it matters: If a platform outage, error, or data issue causes you to miss a trade or lose access to your account at a critical moment, this clause limits what you can recover from Public.com even if the failure was their fault....
-
Notion
· Notion Terms of Service
Notion has separate terms governing how your content is used when you use Notion's AI features. These terms determine whether and how your workspace content may be processed by AI models....
Why it matters: For anyone storing sensitive, confidential, or personal information in Notion, the AI terms are critical to understand before enabling AI features, as they may govern how that content is processed or used for model improvement....
-
Ancestry
· Ancestry Privacy Statement
Ancestry collects your saliva and DNA data when you use a DNA kit, uses it to generate ancestry results, and may use or share it for research purposes if you separately consent to that....
Why it matters: Genetic data is among the most sensitive personal information that exists — it reveals information about your health, ancestry, and biological relatives. Understanding how it is used and shared is critical before submitting a sample....
-
Ancestry
· Ancestry Privacy Statement
Even if you delete your DNA data or close your Ancestry account, any contributions your genetic data has already made to aggregate research datasets will not be removed....
Why it matters: This carve-out means that deletion of your DNA data is not complete erasure — your genetic information may persist in research databases in aggregated form. This has particular significance for users who later change their mind about research participation....
-
Ancestry
· Ancestry Privacy Statement
If you opt into research, Ancestry may share your genetic data with outside research organizations. These partners are contractually required to keep it confidential and use it only for the stated research purpose....
Why it matters: Opting into research means your genetic information leaves Ancestry's systems and goes to third parties, even if under contract. Understanding what research purposes are covered and how partners are vetted is important for consumers sharing sensitive genetic data....
-
Segment
· Segment Terms of Service
Twilio's total financial responsibility to you is capped at whatever you paid them in the twelve months before your claim, no matter how large your actual losses are....
Why it matters: The terms assert that Twilio's maximum financial exposure is limited to twelve months of fees paid, regardless of the actual magnitude of harm suffered by the customer, which may be significantly lower than downstream business losses....
-
Segment
· Segment Terms of Service
You agree to pay Twilio's legal costs and any damages if a third party sues Twilio because of something you did with the platform, the data you submitted, or a product you built using Twilio....
Why it matters: The terms require customers to bear Twilio's defense costs and any resulting liability for third-party claims connected to customer data, customer products, or alleged intellectual property infringement arising from customer use, creating potentially open-ended financial exposure for business customers....
-
Segment
· Segment Terms of Service
If you use Twilio to handle personal information about people, a separate Data Processing Addendum applies and governs how Twilio processes that data on your behalf....
Why it matters: The terms establish that personal data processing is governed by a separately incorporated DPA, which is the operative compliance instrument for GDPR and CCPA obligations; customers must review and understand the DPA to meet their legal data processing obligations....
-
Strava
· Strava Terms of Service
If you are a US user and have a legal dispute with Strava, you generally cannot take them to court or join a class action lawsuit; instead, you must resolve the dispute through individual arbitration, unless you opt out within 30 days....
Why it matters: Class actions are often the only practical way for individual consumers to seek redress for small-value harms; waiving that right means the cost of individual arbitration may exceed any potential recovery for minor grievances....
-
Netflix
· Netflix Terms of Use
If you have a dispute with Netflix, you generally must resolve it through private arbitration rather than by going to court, unless you formally opt out within a limited time window after accepting these terms....
Why it matters: Arbitration limits your ability to have a judge or jury hear your case and typically prevents you from joining other subscribers in a collective legal action, which can reduce your practical leverage in disputes involving smaller individual amounts....
-
Netflix
· Netflix Terms of Use
Even for disputes that go to court rather than arbitration, you agree not to join a class action lawsuit against Netflix and you waive your right to have a jury decide the case....
Why it matters: Class actions are often the only practical mechanism for consumers to pursue small individual claims; waiving this right means you must pursue any court claim entirely on your own, which can be cost-prohibitive for minor disputes....
-
YouTube
· YouTube Community Guidelines
YouTube will turn off the ability to earn ad revenue on videos that violate its advertiser-friendly content guidelines, and creators who repeatedly violate these guidelines can be suspended from the Partner Program entirely....
Why it matters: For creators whose primary income comes from YouTube ad revenue, this provision means that content decisions can have immediate and significant financial consequences, up to and including loss of all YPP-based earnings....
-
Duolingo
· Duolingo Terms of Service
This clause means that if you have a legal dispute with Duolingo, you generally cannot sue them in court or join a class action lawsuit — instead, the dispute goes to a private arbitration process....
Why it matters: Arbitration typically limits your ability to appeal decisions, reduces discovery rights, and removes the option of joining other users with similar complaints in a class action, which is often the only practical way to pursue small-value claims....
-
Duolingo
· Duolingo Terms of Service
Children under 13 are not permitted to use Duolingo's standard services, and teenagers between 13 and 18 need a parent's permission — though the terms do not specify how that consent is verified....
Why it matters: Duolingo's platform is widely used by minors, including through Duolingo for Schools; the adequacy of parental consent mechanisms and age verification is a significant compliance consideration under COPPA and equivalent laws....
-
TikTok Ads
· TikTok Privacy Policy
TikTok analyzes the videos and images you upload to identify faces, body features, and other attributes, and uses this information for purposes including personalizing ads and classifying your demographic profile....
Why it matters: Collection of face and body feature data from user content may constitute biometric data processing in certain jurisdictions, triggering specific consent and data rights requirements that go beyond standard privacy protections....
-
TikTok Ads
· TikTok Privacy Policy
Advertisers and data partners send TikTok information about your activity on other websites, apps, and in physical stores, including what you buy, and TikTok uses this to match you to your account and target you with personalized ads on and off TikTok....
Why it matters: This cross-context behavioral advertising practice means your personal data is enriched by third-party sources you may not be aware of, creating a more detailed profile than what TikTok observes from your in-app behavior alone....
-
TikTok Ads
· TikTok Privacy Policy
TikTok collects information about how you type on your device, including the rhythm and patterns of your keystrokes, as well as detailed device and sensor information....
Why it matters: Keystroke dynamics can be used as a behavioral biometric identifier, capable of uniquely identifying individuals; collection of this data is unusual among mainstream consumer apps and may carry specific legal implications in biometric data jurisdictions....
-
TikTok Ads
· TikTok Privacy Policy
TikTok may share your personal data with other companies within its corporate group, including affiliated entities and subsidiaries, for a range of stated operational purposes....
Why it matters: Sharing data across TikTok's corporate group, which includes entities in multiple jurisdictions, raises cross-border data transfer questions and has been a subject of regulatory scrutiny given the group's ownership structure....
-
Waze
· Waze Terms of Use
Waze collects your GPS location, the routes you drive, and your speed while you use the app, subject to the permissions you grant on your device....
Why it matters: Precise location and behavioral driving data are among the most sensitive categories of personal information, as they can reveal home address, workplace, daily routines, and movement patterns....
-
Weights & Biases
· Weights & Biases Terms of Service
If a third party sues W&B because of data your organization uploaded or because your organization misused the platform, your organization must pay W&B's legal costs and any resulting damages....
Why it matters: This clause places significant financial and legal responsibility on the Customer organization, meaning a data-related lawsuit against W&B triggered by your data could result in your organization covering W&B's defense costs and liability....
-
Weights & Biases
· Weights & Biases Terms of Service
W&B's handling of personal data within your organization's account is governed by a separate Data Processing Addendum, not just this main agreement, and you need to find and review that document separately....
Why it matters: The privacy and data protection obligations that matter most for GDPR and CCPA compliance are in a separate document that is incorporated by reference but not reproduced here, meaning organizations must actively obtain and review the DPA to understand their full data protection obligations....
-
Coursera
· Coursera Privacy Notice
If your employer or school pays for your Coursera account, they may be able to see which courses you have taken, whether you completed them, and how far you have progressed....
Why it matters: Many users may not realize that enrollment through an employer or university program means their learning activity is visible to that organization, which could affect employment or academic assessments....
-
Miro
· Miro Terms of Service
Disputes with Miro are governed by California law and must go through binding arbitration, not a court; you also give up the right to join a class action lawsuit against Miro....
Why it matters: The mandatory arbitration and class action waiver provisions limit your ability to sue Miro in court or join with other affected users in collective legal action, which reduces practical legal recourse for most individual claims....
-
Grindr
· Grindr Privacy Policy
Grindr collects your HIV status and other health details if you enter them into your profile or provide them elsewhere in the app....
Why it matters: HIV status is among the most sensitive categories of personal data under virtually every major privacy framework, and its collection and potential onward sharing carries significant privacy, safety, and discrimination risks....
-
Grindr
· Grindr Privacy Policy
Grindr collects your precise GPS location and may share it with advertising and analytics partners, not just to show you nearby users....
Why it matters: Precise geolocation data can reveal where you live, work, worship, receive medical care, and whom you associate with. For users of an LGBTQ+ platform, location data combined with identity data creates specific safety risks....
-
Grindr
· Grindr Privacy Policy
Grindr collects information about your sexual orientation, gender identity, and relationship preferences, and may use this for advertising and analytics in addition to operating the app....
Why it matters: Sexual orientation is a special category of personal data under GDPR and equivalent frameworks, requiring the highest level of protection. Using or sharing this data for advertising purposes raises significant legal and ethical concerns....
-
Grindr
· Grindr Privacy Policy
Grindr shares your personal data, including device IDs, usage patterns, and location, with advertising and analytics companies to run targeted ads and analyze app performance....
Why it matters: Sharing personal data with advertising technology companies can result in that data being combined with information from other sources to build detailed profiles, which may extend far beyond what users expect from a dating app....
-
Best Buy
· Best Buy Terms of Use
If you have a legal dispute with Best Buy, you generally cannot take them to court. Instead, you must use a private arbitration process to resolve the claim....
Why it matters: Arbitration removes your ability to have a judge or jury hear your case in a public courtroom, and arbitration proceedings are typically less transparent and may favor repeat participants like large companies....
-
Best Buy
· Best Buy Terms of Use
You cannot participate in a class action lawsuit or any group legal action against Best Buy. Every dispute must be handled individually....
Why it matters: Class actions allow many consumers with similar small harms to combine claims into a viable lawsuit. Waiving this right means that if Best Buy's practices harm many people in small amounts, individual arbitration may be the only avenue, which is often impractical for low-value claims....