This analysis describes what Zelle's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
A $100.00 liability cap places a firm ceiling on any monetary recovery a user could obtain from the Zelle Network, regardless of the magnitude of harm suffered.
Interpretive note: The excerpt uses an ellipsis, indicating the full clause may name additional parties or qualifying conditions not present in the quoted text. The canonical claim is limited to what the quoted language establishes.
Even if a user suffers losses, the maximum they can recover from the Zelle Network is $100.00.
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"...ANY LIABILITY OF THE ZELLE® NETWORK...SHALL, IN NO EVENT, EXCEED $100.00.— Excerpt from Zelle's Zelle Terms of Service
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A $100.00 liability cap places a firm ceiling on any monetary recovery a user could obtain from the Zelle Network, regardless of the magnitude of harm suffered.
Even if a user suffers losses, the maximum they can recover from the Zelle Network is $100.00.
ConductAtlas has identified this type of provision across 289 platforms. See the full comparison.
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