Provision record
Zelle · Zelle Terms of Service · View original document ↗

Delaware law governs these terms

High severity High confidence Common · 263 of 352 platforms

Key Facts · in the document’s own words

What laws govern, construe, and enforce the Terms?
“these Terms shall be governed by, construed and enforced in accordance with the laws of the State of Delaware.”
Version CA-V-006704, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Zelle requires that the Terms be governed by, construed, and enforced in accordance with the laws of the State of Delaware.
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This analysis describes what Zelle's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Designating Delaware law as governing law determines which state's statutes and case law apply to any dispute arising under the Terms.

Consumer impact (what this means for users)

Any legal interpretation or enforcement of the Terms will be evaluated under Delaware law, regardless of where the user is located.

How other platforms handle this

Stash Medium

These Terms shall be governed by and construed in accordance with federal law and any applicable laws of the State of New York (without regard for conflicts of law principles).

Netflix Medium

These Terms of Use shall be governed by and construed in accordance with the laws of the state of Delaware, U.S.A. without regard to conflict of laws provisions.

Snapchat Medium

the laws of California, other than its conflict-of-laws principles, govern these Terms and any claims and disputes (whether contract, tort, or otherwise) arising out of or relating to these Terms or their subject matter.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
these Terms shall be governed by, construed and enforced in accordance with the laws of the State of Delaware.

Excerpt from Zelle's Terms of Service

Provision details

Document information
Document
Zelle Terms of Service
Entity
Zelle
Tracking information
First captured by ConductAtlas
July 11, 2026
Text quoted from version
CA-V-006704, captured Sept. 11, 2026
Record ID
CA-P-071328
Document ID
CA-D-000426
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006704)
5ef00d3942ed435f1d579ee9072326cbbf2c8398ee480b0e07562b67ac3436a7
Analysis generated
July 12, 2026 14:43 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006704, captured Sept. 11, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Zelle
Document: Zelle Terms of Service
Record ID: CA-P-071328
Version: CA-V-006704
Captured: 2026-09-11 00:43:37 UTC
SHA-256: 5ef00d3942ed435f…
URL: https://conductatlas.com/platform/zelle/zelle-terms-of-service/provision/CA-P-071328/delaware-law-governs-these-terms/
Accessed: Oct. 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Zelle's Delaware law governs these terms clause do?

Designating Delaware law as governing law determines which state's statutes and case law apply to any dispute arising under the Terms.

How does this clause affect you?

Any legal interpretation or enforcement of the Terms will be evaluated under Delaware law, regardless of where the user is located.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 263 platforms. See the full comparison.

Is ConductAtlas affiliated with Zelle?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Zelle.