Provision record
Zelle · Zelle Terms of Service · View original document ↗

Disclaimer of implied warranties

High severity Medium confidence Common · 281 of 352 platforms

Key Facts · in the document’s own words

Does Zelle disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement?
“DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.”
Version CA-V-006704, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Zelle disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
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This analysis describes what Zelle's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Disclaiming all warranties, including implied ones, removes standard legal protections users might otherwise have regarding the quality, suitability, and ownership characteristics of the service.

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Interpretive note: The excerpt is a sentence fragment — the subject entity performing the disclaimer is not fully captured in the quoted language. The claim is grounded in what is present but the incomplete quotation creates minor uncertainty about the full set of disclaiming parties.

Consumer impact (what this means for users)

Users receive no warranty — express or implied — about the service's merchantability, fitness for any particular purpose, title, or non-infringement.

How other platforms handle this

Instacart Medium

Instacart does not assume responsibility for any products, content, services, websites, advertisements, offers, or information provided by third parties and made available through the Services.

DoorDash Medium

THE FOREGOING DISCLAIMER OF PUNITIVE AND EXEMPLARY DAMAGES...SHALL NOT APPLY TO USERS WHO RESIDE IN THE STATE OF NEW JERSEY IN THE UNITED STATES OR THE PROVINCE OF QUÉBEC IN CANADA.

Datadog Medium

Datadog is not responsible for, and makes no warranties, express or implied, as to, the Third-Party Services or the providers of such Third-Party Services...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

Excerpt from Zelle's Terms of Service

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Zelle Terms of Service
Entity
Zelle
Tracking information
First captured by ConductAtlas
July 11, 2026
Text quoted from version
CA-V-006704, captured Sept. 11, 2026
Record ID
CA-P-071256
Document ID
CA-D-000426
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006704)
5ef00d3942ed435f1d579ee9072326cbbf2c8398ee480b0e07562b67ac3436a7
Analysis generated
July 12, 2026 14:43 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006704, captured Sept. 11, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Zelle
Document: Zelle Terms of Service
Record ID: CA-P-071256
Version: CA-V-006704
Captured: 2026-09-11 00:43:37 UTC
SHA-256: 5ef00d3942ed435f…
URL: https://conductatlas.com/platform/zelle/zelle-terms-of-service/provision/CA-P-071256/disclaimer-of-implied-warranties/
Accessed: Oct. 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Zelle's Disclaimer of implied warranties clause do?

Disclaiming all warranties, including implied ones, removes standard legal protections users might otherwise have regarding the quality, suitability, and ownership characteristics of the service.

How does this clause affect you?

Users receive no warranty — express or implied — about the service's merchantability, fitness for any particular purpose, title, or non-infringement.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.

Is ConductAtlas affiliated with Zelle?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Zelle.