Provision record
Zelle · Zelle Terms of Service · View original document ↗

Limited personal non-commercial use license

Medium severity High confidence Common · 249 of 352 platforms

Key Facts · in the document’s own words

What license does Zelle grant users?
“Users are granted a limited, non-exclusive, non-transferable license to access and use the site for personal, non-commercial purposes only, subject to the terms set forth in these Terms of Use.”
Version CA-V-006704, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Zelle grants users a limited, non-exclusive, non-transferable license to access and use the site for personal, non-commercial purposes only, subject to the Terms of Use.
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This analysis describes what Zelle's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The license is explicitly restricted to personal, non-commercial use and cannot be transferred, meaning any commercial or third-party use falls outside what Zelle has authorized.

Consumer impact (what this means for users)

Users are permitted to access the site only for personal, non-commercial purposes; the license cannot be transferred to another person or entity.

How other platforms handle this

Binance.US Medium

We hereby grant you a limited, nonexclusive, and non-sublicensable license to access and use the Materials for your non-commercial personal or internal business uses.

Duolingo Medium

Access and use of the Service does not grant or provide you with the right or license to reproduce or otherwise use the Duolingo name or any Duolingo or third-party trademarks, service marks, graphics, or logos.

Shopify Medium

You grant Shopify a non-exclusive, transferable, sub-licensable, royalty-free, worldwide right and license to use the names, trademarks, service marks and logos associated with your Store...to operate, provide, and promote the Services...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Users are granted a limited, non-exclusive, non-transferable license to access and use the site for personal, non-commercial purposes only, subject to the terms set forth in these Terms of Use.

Excerpt from Zelle's Terms of Service

Provision details

Document information
Document
Zelle Terms of Service
Entity
Zelle
Tracking information
First captured by ConductAtlas
July 11, 2026
Text quoted from version
CA-V-006704, captured Sept. 11, 2026
Record ID
CA-P-071267
Document ID
CA-D-000426
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006704)
5ef00d3942ed435f1d579ee9072326cbbf2c8398ee480b0e07562b67ac3436a7
Analysis generated
July 12, 2026 14:43 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006704, captured Sept. 11, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Zelle
Document: Zelle Terms of Service
Record ID: CA-P-071267
Version: CA-V-006704
Captured: 2026-09-11 00:43:37 UTC
SHA-256: 5ef00d3942ed435f…
URL: https://conductatlas.com/platform/zelle/zelle-terms-of-service/provision/CA-P-071267/limited-personal-non-commercial-use-license/
Accessed: Oct. 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Zelle's Limited personal non-commercial use license clause do?

The license is explicitly restricted to personal, non-commercial use and cannot be transferred, meaning any commercial or third-party use falls outside what Zelle has authorized.

How does this clause affect you?

Users are permitted to access the site only for personal, non-commercial purposes; the license cannot be transferred to another person or entity.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 249 platforms. See the full comparison.

Is ConductAtlas affiliated with Zelle?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Zelle.