Venmo · Venmo User Agreement · View original document ↗

Venmo Credit Card Transactions Not Purchase Protected

Medium severity Explicitdocumentlanguage Common · 123 of 352 platforms
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Recent governance activity Venmo recorded 2 documented changes in the last 30 days.
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This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

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the consent standards described in this section do not apply to Walmart co-branded credit card offerings provided through associated financial institutions.

Whatnot Medium

Any Promotional Credit awarded under this Promotion will expire one (1) year after the date it is credited to the winner's Whatnot account, after which any unused Promotional Credit will be automatically forfeited without compensation or further notice.

Tinder Medium

the license granted to you in Virtual Items will terminate in accordance with the terms of this Agreement, on the earlier of when Tinder ceases providing our Services, or your account is otherwise closed or terminated.

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▸ View Original Clause Language DOCUMENT RECORD
"
these transactions are not considered purchases under the terms of this user agreement for any purpose, including, but not limited to, eligibility for the Venmo Purchase Protection Program.

— Excerpt from Venmo's Venmo User Agreement

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Venmo User Agreement
Entity
Venmo
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-024722
Document ID
CA-D-00113
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3f71469ba50d3f12332c85c012da7b5a3441a2eb6efcb4db4b85ce1d7d7f9c87
Analysis generated
July 9, 2026 05:54 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Venmo
Document: Venmo User Agreement
Record ID: CA-P-024722
Captured: 2026-07-09 05:54:40 UTC
SHA-256: 3f71469ba50d3f12…
URL: https://conductatlas.com/platform/venmo/venmo-user-agreement/provision/CA-P-024722/venmo-credit-card-transactions-not-purchase-protected/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Venmo's Venmo Credit Card Transactions Not Purchase Protected clause do?

The clause states: “these transactions are not considered purchases under the terms of this user agreement for any purpose, including, but not limited to, eligibility for the Venmo Purchase Protection Program.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 123 platforms. See the full comparison.

Is ConductAtlas affiliated with Venmo?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Venmo.