Venmo · Venmo User Agreement · View original document ↗

180 Day Hold On Funds For Risk Or AUP Violation

High severity High confidence Explicitdocumentlanguage Common · 274 of 352 platforms
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Recent governance activity Venmo recorded 2 documented changes in the last 30 days.
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This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

A 180-day hold can leave a user without access to their Venmo balance for up to six months, and the trigger includes conduct by a Teen User associated with the account—not only the account holder's own actions.

Consumer impact (what this means for users)

Venmo may make your account funds inaccessible for up to 180 days based on a reasonable judgment about liability risk or an Acceptable Use Policy violation by you or a Teen User on your account.

How other platforms handle this

Skillshare Medium

If we learn that we've collected the personal data of a child under the age of 13 or 16, as applicable, we'll take reasonable steps to delete the personal data. This may require us to delete the Skillshare account...

Mailchimp Medium

Our moderators will thoughtfully consider any explanations and supplemental information provided by the Member when deciding whether to take action or reinstate access.

Glassdoor Medium

If we become aware that a child has provided us with personal data without parental consent, we remove such data and terminate the child's account (except where we are required to retain all or a portion of such data for compliance purposes).

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▸ View Original Clause Language DOCUMENT RECORD
"
Hold money in your Venmo account for up to 180 days if reasonably needed to protect against the risk of liability or if you or any Teen User has have violated our Acceptable Use Policy

— Excerpt from Venmo's Venmo User Agreement

Applicable regulations

EFTA / Reg E
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal

Provision details

Document information
Document
Venmo User Agreement
Entity
Venmo
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-024423
Document ID
CA-D-00113
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3f71469ba50d3f12332c85c012da7b5a3441a2eb6efcb4db4b85ce1d7d7f9c87
Analysis generated
July 9, 2026 05:54 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Venmo
Document: Venmo User Agreement
Record ID: CA-P-024423
Captured: 2026-07-09 05:54:40 UTC
SHA-256: 3f71469ba50d3f12…
URL: https://conductatlas.com/platform/venmo/venmo-user-agreement/provision/CA-P-024423/180-day-hold-on-funds-for-risk-or-aup-violation/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Venmo's 180 Day Hold On Funds For Risk Or AUP Violation clause do?

A 180-day hold can leave a user without access to their Venmo balance for up to six months, and the trigger includes conduct by a Teen User associated with the account—not only the account holder's own actions.

How does this clause affect you?

Venmo may make your account funds inaccessible for up to 180 days based on a reasonable judgment about liability risk or an Acceptable Use Policy violation by you or a Teen User on your account.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 274 platforms. See the full comparison.

Is ConductAtlas affiliated with Venmo?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Venmo.