This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Using a personal or Teen Account for commercial transactions violates Venmo's Acceptable Use Policy, which may expose the account to enforcement actions such as holds or termination.
Your personal account or Teen Account may not be used to pay or receive payment for goods or services in a business, commercial, or merchant capacity with other personal or Teen Accounts.
How other platforms handle this
Discounts provided through the ID.me verification program are for the personal use of the verified individual only. These discounts are non-transferable and may not be used to purchase products for others...
send, post, or transmit unsolicited commercial messages or promotional content to other users, or engage in advertising or solicitation through Anker's Services, without our express prior written consent
use the Service for any commercial solicitation purposes
"Except for commercial transactions expressly authorized by Venmo, for example, transactions with authorized merchants or business profiles, purchases made using your Venmo Mastercard®, or transactions that are identified as payments for goods and services, personal accounts and Teen Accounts may not be used to conduct business, commercial or merchant transactions with other personal accounts or Teen Accounts, which includes paying or accepting payment from other personal accounts or Teen Accounts held by users you do not personally know for goods or servicesExcerpt from Venmo's User Agreement
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Using a personal or Teen Account for commercial transactions violates Venmo's Acceptable Use Policy, which may expose the account to enforcement actions such as holds or termination.
Your personal account or Teen Account may not be used to pay or receive payment for goods or services in a business, commercial, or merchant capacity with other personal or Teen Accounts.
ConductAtlas has identified this type of provision across 273 platforms. See the full comparison.
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