Venmo shares your personal and financial information with PayPal and all of PayPal's related companies, which is a broad corporate family including Braintree, Honey, and others.
Using Venmo means your payment data, contact lists, location information, and transaction patterns are accessible to PayPal's global affiliate network — not just the Venmo application — which may be used for cross-platform profiling and targeted advertising.
Cross-platform context
See how other platforms handle Data Sharing with PayPal Affiliates and similar clauses.
Compare across platforms →Your Venmo transaction history, linked bank accounts, device identifiers, and behavioral data may flow throughout PayPal's entire corporate ecosystem, significantly expanding the footprint of data collected from what appears to be a single peer-to-peer payment app.
REGULATORY FRAMEWORK: This provision engages GLBA (15 U.S.C. §6802-6803) which requires financial institutions to disclose affiliate and non-affiliate data sharing and provide opt-out rights for non-affiliate sharing; CCPA (Cal. Civ. Code §1798.120) which gives California residents the right to opt out of sale or sharing of personal information; and CFPB oversight of data sharing practices under its UDAAP authority. The FTC Act Section 5 applies to deceptive data sharing representations. Regulation P (12 CFR Part 1016) governs privacy notice requirements for financial institutions.
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