Venmo states it does not collect data from children under 13 and will delete such data if discovered, but does not describe proactive age verification measures.
This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The policy asserts COPPA compliance through a reactive deletion mechanism but does not describe proactive age-gating or verification procedures, which creates potential exposure if minors access the platform.
Interpretive note: Whether Venmo's COPPA compliance approach satisfies FTC standards depends on factors including the platform's actual user demographics, onboarding design, and enforcement of age restrictions, which cannot be assessed from policy language alone.
The policy states Venmo does not knowingly collect personal information from users under 13, but the absence of described proactive age verification mechanisms means that minors who access the platform may not be identified until after data collection has occurred.
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"Venmo's services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information.Excerpt from Venmo's Privacy Policy
1) REGULATORY LANDSCAPE: COPPA, enforced by the FTC, requires verifiable parental consent before collecting personal information from children under 13 in online services.
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The policy asserts COPPA compliance through a reactive deletion mechanism but does not describe proactive age-gating or verification procedures, which creates potential exposure if minors access the platform.
The policy states Venmo does not knowingly collect personal information from users under 13, but the absence of described proactive age verification mechanisms means that minors who access the platform may not be identified until after data collection has occurred.
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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