Stripe · Stripe Connect Platform Agreement · View original document ↗

User Data includes Customers Personal Data

High severity High confidence Explicitdocumentlanguage Common · 300 of 352 platforms
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This analysis describes what Stripe's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes that customer Personal Data falls within the definition of User Data, meaning all provisions governing User Data—including processing instructions and consent obligations—apply to customer Personal Data.

Interpretive note: The excerpt is a partial list excerpt; other categories of User Data exist in the full clause but are not quoted and therefore not stated in the canonical claim.

Consumer impact (what this means for users)

Customers' Personal Data is treated as User Data under the agreement, subjecting it to all terms that govern how User Data is collected, used, and processed.

How other platforms handle this

Cerebras Medium

Automatically collected data may be linked to other Personal Data such as user name, email address and phone number.

Leonardo AI Medium

If you are an individual user, we collect, use, transfer, disclose and store any personal Data you provide to us in accordance with our privacy policy, (available on our website), and Applicable Privacy Laws.

Apple App Store Medium

to the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal data by local law, we also treat these identifiers as personal data in those regions.

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▸ View Original Clause Language DOCUMENT RECORD
"
User Data includes:...(ii) User's Customers' Personal Data;

— Excerpt from Stripe's Stripe Connect Platform Agreement

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
ePrivacy Directive
European Union
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
UK GDPR
United Kingdom
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Stripe Connect Platform Agreement
Entity
Stripe
Document last updated
May 20, 2026
Tracking information
First tracked
May 20, 2026
Last verified
May 20, 2026
Record ID
CA-P-066872
Document ID
CA-D-00874
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
285053180e3aa86aa2f31c6f50b34824c52dc7fb11edcaf98f2ef7727b7b48cc
Analysis generated
May 20, 2026 23:03 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Stripe
Document: Stripe Connect Platform Agreement
Record ID: CA-P-066872
Captured: 2026-05-20 23:03:01 UTC
SHA-256: 285053180e3aa86a…
URL: https://conductatlas.com/platform/stripe/stripe-connect-platform-agreement/provision/CA-P-066872/user-data-includes-customers-personal-data/
Accessed: July 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Stripe's User Data includes Customers Personal Data clause do?

The clause establishes that customer Personal Data falls within the definition of User Data, meaning all provisions governing User Data—including processing instructions and consent obligations—apply to customer Personal Data.

How does this clause affect you?

Customers' Personal Data is treated as User Data under the agreement, subjecting it to all terms that govern how User Data is collected, used, and processed.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 300 platforms. See the full comparison.

Is ConductAtlas affiliated with Stripe?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stripe.