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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
This is the Stripe Connected Account Agreement, which sets out the terms for users whose Stripe accounts are operated through a third-party platform built on Stripe Connect, such as a marketplace or software platform. The agreement states that a Stripe Connect Platform may conduct financial activity on the user's behalf, act as a data controller for the user's data, and may restrict the user's ability to terminate the platform's access to their Stripe account or activate certain Stripe services. The agreement also states that the user is solely responsible for goods and services sold to their customers, and that Stripe disclaims all liability for those obligations.
The Stripe Connected Account Agreement (last modified November 18, 2025) governs the relationship between Stripe and users whose Stripe accounts are enrolled with third-party platforms using Stripe Connect Services, incorporating the Stripe Services Agreement by reference and superseding it on matters specific to Connect. The agreement states that Stripe Connect Platforms may conduct Activity on the user's behalf, act as a data controller to instruct Stripe to process user data, and may restrict the user's ability to terminate the platform's access to the user's Stripe account or view and activate certain Services. The agreement establishes a tripartite operational structure in which the user's rights and account access may be substantially controlled by a third-party platform provider under a separate Platform Provider Agreement that Stripe is not party to, creating a dependency where the user's recourse against platform-imposed restrictions runs primarily against the platform rather than Stripe. The document engages financial services regulations including anti-money laundering, payment processing, and data protection frameworks across multiple jurisdictions, with GDPR, CCPA, and applicable financial services regimes relevant depending on where the user operates. Material compliance considerations include the delineation of data controller responsibilities between the platform and Stripe, the scope of platform authority over the user's account, and the allocation of liability for goods and services sold to end customers, which the agreement assigns exclusively to the user.
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2 versions captured · Last updated: July 2026
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