This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The cap ties Stash's maximum exposure directly to prior user payments, which could be very low or even zero for users who paid little or nothing, severely limiting any potential recovery.
Interpretive note: The excerpt is truncated with ellipses, so additional conditions or exceptions within the full clause may exist that are not captured here.
No matter what damages you suffer, Stash's total liability is capped at the total amount you paid to Stash or the Partner Bank in the twelve months immediately before your claim.
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"IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU...FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION...EXCEED THE TOTAL AMOUNT PAID BY YOU TO US OR PARTNER BANK...IN THE TWELVE-MONTH PERIOD IMMEDIATELY PRECEDING...— Excerpt from Stash's Stash Terms of Use (Superseded URL)
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The cap ties Stash's maximum exposure directly to prior user payments, which could be very low or even zero for users who paid little or nothing, severely limiting any potential recovery.
No matter what damages you suffer, Stash's total liability is capped at the total amount you paid to Stash or the Partner Bank in the twelve months immediately before your claim.
ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.
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