Stash · Stash Terms of Use (Superseded URL) · View original document ↗

Total liability cap at twelve months fees paid

High severity High confidence Explicitdocumentlanguage Common · 286 of 352 platforms
Share 𝕏 Share in Share 🔒 PDF
Monitor governance changes for Stash Create a free account to receive the weekly governance digest and monitor one platform for governance changes.
Create free account No credit card required.

This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The cap ties Stash's maximum exposure directly to prior user payments, which could be very low or even zero for users who paid little or nothing, severely limiting any potential recovery.

Interpretive note: The excerpt is truncated with ellipses, so additional conditions or exceptions within the full clause may exist that are not captured here.

Consumer impact (what this means for users)

No matter what damages you suffer, Stash's total liability is capped at the total amount you paid to Stash or the Partner Bank in the twelve months immediately before your claim.

How other platforms handle this

ActiveCampaign Medium

If you knowingly misrepresent that any activity or material on our Services is infringing, you may be liable to ActiveCampaign for certain costs and damages.

Leonardo AI Medium

A party's liability for any Liability under these Terms will be reduced proportionately to the extent the relevant Liability was caused or contributed to by the actions (or inactions) of the other party...

Netflix Medium

The Netflix service and/or some of the Netflix content may not be available at any time as a result of events beyond our reasonable control...we will not be held liable should such events occur.

See all platforms with this clause type →

Monitoring

Stash has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.

Get Monitor Or create a free account →
▸ View Original Clause Language DOCUMENT RECORD
"
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU...FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION...EXCEED THE TOTAL AMOUNT PAID BY YOU TO US OR PARTNER BANK...IN THE TWELVE-MONTH PERIOD IMMEDIATELY PRECEDING...

— Excerpt from Stash's Stash Terms of Use (Superseded URL)

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Stash Terms of Use (Superseded URL)
Entity
Stash
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-071083
Document ID
CA-D-00416
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
f6c4222644d3d4af9e95d5fb5b403d1cb9ec20fb305f60ff15404a69f6490542
Analysis generated
July 12, 2026 14:17 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Stash
Document: Stash Terms of Use (Superseded URL)
Record ID: CA-P-071083
Captured: 2026-07-12 14:17:51 UTC
SHA-256: f6c4222644d3d4af…
URL: https://conductatlas.com/platform/stash/stash-terms-of-use-superseded-url/provision/CA-P-071083/total-liability-cap-at-twelve-months-fees-paid/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Compliance Governance Intelligence

Need to monitor specific governance provisions?

Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.

Arbitration clauses AI governance Data rights Indemnification Retention policies
Get Compliance

Or start with Monitor →

Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Stash's Total liability cap at twelve months fees paid clause do?

The cap ties Stash's maximum exposure directly to prior user payments, which could be very low or even zero for users who paid little or nothing, severely limiting any potential recovery.

How does this clause affect you?

No matter what damages you suffer, Stash's total liability is capped at the total amount you paid to Stash or the Partner Bank in the twelve months immediately before your claim.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.

Is ConductAtlas affiliated with Stash?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stash.