Provision record
Stash · Stash Terms of Use (Superseded URL) · View original document ↗

Arbitration agreement incorporated by reference

High severity Medium confidence Explicit document language Common · 200 of 352 platforms

Key Facts · in the document’s own words

What does Stash incorporate into its Terms of Use?
“Unless otherwise governed by a separate agreement, including, but not limited to, the Arbitration Agreement in the Advisory Agreement (which is incorporated into this Agreement in its entirety if you have entered into an Advisory Agreement)...”
Version CA-V-004758, captured July 11, 2026 · live source ↗
Our reading, not the document’s words
Stash incorporates the Arbitration Agreement from the Advisory Agreement in its entirety into the Terms of Use, but only if the user has entered into an Advisory Agreement.
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This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The arbitration obligation is conditional: it only applies to users who have entered into an Advisory Agreement, making the scope of the arbitration clause dependent on a separate contract.

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Interpretive note: The excerpt begins with 'Unless otherwise governed by a separate agreement,' which is an independent limiting condition not captured in the canonical claim, which focuses on the primary proposition of incorporation. The full scope of what other agreements might override these Terms is not determinable from the excerpt alone.

Consumer impact (what this means for users)

If you have entered into a Stash Advisory Agreement, you are also bound by its Arbitration Agreement as part of these Terms.

How other platforms handle this

Lyft Medium

This Arbitration Agreement shall be binding upon, and shall include any claims brought by or against any third parties, including but not limited to your spouses, heirs, third-party beneficiaries and permitted assigns...

DoorDash Medium

This Arbitration Agreement will survive any termination of your relationship with DoorDash.

Airbnb Medium

you may reject the change by sending us written notice no later than 30 days of the date the change is effective...an unequivocal statement that you want to opt out of the amended Section 23.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Unless otherwise governed by a separate agreement, including, but not limited to, the Arbitration Agreement in the Advisory Agreement (which is incorporated into this Agreement in its entirety if you have entered into an Advisory Agreement)...

Excerpt from Stash's Terms of Use (Superseded URL)

Applicable regulations

FAA
United States Federal

Provision details

Document information
Document
Stash Terms of Use (Superseded URL)
Entity
Stash
Date stated by the document
Feb. 3, 2023
As printed in Stash’s text (version CA-V-004758), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
July 11, 2026
Text quoted from version
CA-V-004758, captured July 11, 2026
Record ID
CA-P-071107
Document ID
CA-D-000416
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-004758)
f598fe675130d6459291551a6afc63b7adccedb7380ee9dca4aa83ec8a2cf439
Analysis generated
July 12, 2026 14:17 UTC
Methodology
Evidence
✓ Excerpt found verbatim in version CA-V-004758 (checked Oct. 5, 2026)
Citation Record
Entity: Stash
Document: Stash Terms of Use (Superseded URL)
Record ID: CA-P-071107
Version: CA-V-004758
Captured: 2026-07-11 13:46:23 UTC
SHA-256: f598fe675130d645…
URL: https://conductatlas.com/platform/stash/stash-terms-of-use-superseded-url/provision/CA-P-071107/arbitration-agreement-incorporated-by-reference/
Accessed: Oct. 11, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Stash's Arbitration agreement incorporated by reference clause do?

The arbitration obligation is conditional: it only applies to users who have entered into an Advisory Agreement, making the scope of the arbitration clause dependent on a separate contract.

How does this clause affect you?

If you have entered into a Stash Advisory Agreement, you are also bound by its Arbitration Agreement as part of these Terms.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 200 platforms. See the full comparison.

Is ConductAtlas affiliated with Stash?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stash.