Provision record
Stability AI · Stability AI Terms of Service · View original document ↗

Mandatory Binding Individual Arbitration for US and Canada Users

Medium confidence Common · 197 of 343 platforms

Key Facts · in the document’s own words

How must users in the US and Canada resolve claims relating to the Terms or Stability AI's services?
“You and Stability agree to resolve any claims relating to these Terms or our Services through final and binding arbitration.”
Version CA-V-006320, captured Sept. 2, 2026 · live source ↗
Our reading, not the document’s words
Stability AI requires users in the US and Canada to resolve any claims relating to the Terms or its services through final and binding arbitration.
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This analysis describes what Stability AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Mandatory binding arbitration removes users' right to resolve disputes in court, with arbitration decisions being final and not subject to ordinary judicial appeal.

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Interpretive note: The geographic limitation to US and Canada users is stated in the clause name but may not be fully reproduced in the excerpt provided. The canonical claim includes it because the record identifies it as the scope, but the evidence span does not itself confirm the geographic restriction.

Recent Activity

This document changed recently

Medium Sep 1, 2026

The updated terms expand access to audio services for younger users (13+) but require parental consent and supervision for those under 18, shifting responsibility to parents. For developers and researchers, the terms now explicitly restrict using Stability AI outputs to develop, train, or improve competing AI models, with exceptions only when expressly approved in writing. The terms also prohibit removing watermarks or content credentials that identify outputs as AI-generated. For US users, mandatory arbitration now applies; Canada is no longer subject to the arbitration clause. You can review the full updated terms to understand how these restrictions affect your intended use of the services.

View change record →

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

Users in the US and Canada are required to submit any claims relating to the Terms or services to final and binding arbitration rather than pursuing them in court.

How other platforms handle this

OpenAI

If any part of these arbitration terms is found to be illegal or unenforceable, the remainder will remain in effect, except that if a finding...would allow class arbitration...this entire dispute resolution section will be unenforceable.

Credit Karma

you may reject the change by sending us written notice within 30 days of the change to Credit Karma's address for Notice, in which case your account with Credit Karma will be immediately terminated

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You and Stability agree to resolve any claims relating to these Terms or our Services through final and binding arbitration.

Excerpt from Stability AI's Terms of Service

Provision details

Document information
Document
Stability AI Terms of Service
Entity
Stability AI
Date stated by the document
Sept. 30, 2026
As printed in Stability AI’s text (version CA-V-006320), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 19, 2026
Text quoted from version
CA-V-006320, captured Sept. 2, 2026
Record ID
CA-P-041672
Document ID
CA-D-000329
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-006320)
c88cf1004fa0e7a4594900aa8ba7af1eaef22d544b3001a2dc0611086a947321
Analysis generated
April 28, 2026 05:27 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006320, captured Sept. 2, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Stability AI
Document: Stability AI Terms of Service
Record ID: CA-P-041672
Version: CA-V-006320
Captured: 2026-09-02 00:48:23 UTC
SHA-256: c88cf1004fa0e7a4…
URL: https://conductatlas.com/platform/stability-ai/stability-ai-terms-of-service/provision/CA-P-041672/mandatory-binding-individual-arbitration-for-us-and-canada-users/
Accessed: Oct. 23, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Stability AI's Mandatory Binding Individual Arbitration for US and Canada Users clause do?

Mandatory binding arbitration removes users' right to resolve disputes in court, with arbitration decisions being final and not subject to ordinary judicial appeal.

How does this clause affect you?

Users in the US and Canada are required to submit any claims relating to the Terms or services to final and binding arbitration rather than pursuing them in court.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 197 platforms. See the full comparison.

Is ConductAtlas affiliated with Stability AI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stability AI.