Provision record
Square · Square Terms of Service · View original document ↗

One-Year Limitation Period to Initiate Dispute

High severity High confidence Explicit document language Common · 297 of 352 platforms

Key Facts · in the document’s own words

When must any action or proceeding relating to a dispute be commenced by the user?
“Any action or proceeding by you relating to any Dispute must commence within one year after the cause of action accrues.”
Version CA-V-007022, captured Sept. 18, 2026 · live source ↗
Our reading, not the document’s words
Square requires that any action or proceeding relating to a dispute must be commenced by the user within one year after the cause of action accrues.
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This analysis describes what Square's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

A one-year limitation period is shorter than statutory limitation periods in many jurisdictions, meaning users who wait longer than one year may be barred from pursuing a claim.

Recent Activity

This document changed recently

Medium Jun 2, 2026

The updated terms modify how arbitration disputes are resolved when 25 or more similar claims are brought against Square. Previously, Square's terms referenced 'Bellwether Arbitration procedures' under which test cases would be selected and remaining demands could proceed individually under standard rules if settlement failed. The updated framework establishes a mandatory mediation phase after initial arbitrations resolve, and requires remaining claims to proceed in batches of up to 100 rather than individually, with one arbitrator and consolidated fees per batch. This may reduce the procedural flexibility for claimants pursuing claims outside the initial test-case group, though the batch structure may reduce overall administrative costs. The terms now explicitly state that NAM shall administer batches concurrently and that parties will engage in a 'single global mediation' before batch proceedings commence.

View change record →

Consumer impact (what this means for users)

Users must commence any action or proceeding relating to a dispute within one year after the cause of action accrues, or risk losing the ability to pursue that claim.

How other platforms handle this

Twitch Medium

Any applicable statutes of limitations will be tolled for the 60-day period following Twitch's receipt of your Notice of Dispute, to allow the parties to attempt informal resolution.

Minecraft Medium

Own or control the server and continue to do so for the whole time that you charge for access to it

Pinterest Medium

To the extent that any provisions in the Business Terms of Service conflict with these Terms, the Business Terms of Service shall govern to the extent of the conflict.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Any action or proceeding by you relating to any Dispute must commence within one year after the cause of action accrues.

Excerpt from Square's Terms of Service

Provision details

Document information
Document
Square Terms of Service
Entity
Square
Date stated by the document
Sept. 14, 2026
As printed in Square’s text (version CA-V-007022), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
March 19, 2026
Text quoted from version
CA-V-007022, captured Sept. 18, 2026
Record ID
CA-P-040840
Document ID
CA-D-000362
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007022)
18d55b778dddba311b84dbabf9cc2d1fe7b61a3f7e6e914d23662c4d56117467
Analysis generated
May 10, 2026 01:45 UTC
Methodology
Evidence
✓ Excerpt found verbatim in version CA-V-007022 (checked Oct. 5, 2026)
Citation Record
Entity: Square
Document: Square Terms of Service
Record ID: CA-P-040840
Version: CA-V-007022
Captured: 2026-09-18 00:53:32 UTC
SHA-256: 18d55b778dddba31…
URL: https://conductatlas.com/platform/square/square-terms-of-service/provision/CA-P-040840/one-year-limitation-period-to-initiate-dispute/
Accessed: Oct. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Square's One-Year Limitation Period to Initiate Dispute clause do?

A one-year limitation period is shorter than statutory limitation periods in many jurisdictions, meaning users who wait longer than one year may be barred from pursuing a claim.

How does this clause affect you?

Users must commence any action or proceeding relating to a dispute within one year after the cause of action accrues, or risk losing the ability to pursue that claim.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 297 platforms. See the full comparison.

Is ConductAtlas affiliated with Square?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Square.