“You are fully responsible for all activity that occurs under your Square Account, including for any actions taken by your Personnel or other people to whom you have granted access to the Square Account.”
This analysis describes what Square's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users bear full responsibility for third-party actions on their account, meaning Square can hold users accountable for misuse or unauthorized activity by anyone they have granted access.
The updated terms establish a non-compete restriction prohibiting sellers from using Square's Services to build or support competing products or services, with account termination and indefinite fund holds stated as potential consequences for violations. Square now authorizes collection of your business brand assets (names, logos, menus, photos) from publicly available sources and grants itself and its subsidiaries broad rights to use, modify, and prepare derivative works of those assets for Block's business purposes, including developing, training, testing, and improving products and services. The revised payment terms require you to select a primary payment method at signup, and authorize Square to collect fees from that method or, if collection fails, from your transaction proceeds or Square account balance; you represent and warrant that any linked bank account was not established for personal purposes and that you are an authorized user on it.
View change record →Users are required to accept full responsibility for all account activity, including acts of employees, contractors, or any other person they permit to access the account.
How other platforms handle this
You are responsible for all activities that occur under your Account. You agree that you shall monitor your Account to restrict use by minors
When You register for an account, You agree to provide true, accurate, current and complete information and to keep Your account up to date.
You should notify us of any unauthorized use of your password or account.
"You are fully responsible for all activity that occurs under your Square Account, including for any actions taken by your Personnel or other people to whom you have granted access to the Square Account.Excerpt from Square's Terms of Service
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Users bear full responsibility for third-party actions on their account, meaning Square can hold users accountable for misuse or unauthorized activity by anyone they have granted access.
Users are required to accept full responsibility for all account activity, including acts of employees, contractors, or any other person they permit to access the account.
ConductAtlas has identified this type of provision across 258 platforms. See the full comparison.
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