This analysis describes what Square's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users pre-authorize law enforcement disclosure triggered solely by Square's reasonable suspicion, without requiring any additional user consent or legal process at the time of disclosure.
The updated terms modify how arbitration disputes are resolved when 25 or more similar claims are brought against Square. Previously, Square's terms referenced 'Bellwether Arbitration procedures' under which test cases would be selected and remaining demands could proceed individually under standard rules if settlement failed. The updated framework establishes a mandatory mediation phase after initial arbitrations resolve, and requires remaining claims to proceed in batches of up to 100 rather than individually, with one arbitrator and consolidated fees per batch. This may reduce the procedural flexibility for claimants pursuing claims outside the initial test-case group, though the batch structure may reduce overall administrative costs. The terms now explicitly state that NAM shall administer batches concurrently and that parties will engage in a 'single global mediation' before batch proceedings commence.
View change record →Users are required to pre-authorize Square to share their personal information, account details, and transaction data with law enforcement upon Square's reasonable suspicion of unauthorized, illegal, or criminal account use.
How other platforms handle this
we may use, retain or share information with law enforcement or others in circumstances where a person's vital interests require protection, such as in the case of emergencies.
Protect us, our business, our users, and others, for example to enforce our terms of service, prevent spam or other unwanted communications, and investigate or protect against fraud
Any such de-identified genetic information and phenotypic information we share with third parties for research purposes is done in accordance with Part 46 (beginning with Section 46.101) of Title 45 of the Code of Federal Regulations.
"If we reasonably suspect that your Square Account has been used for an unauthorized, illegal, or criminal purpose, you give us express authorization to share information about you, your Square Account, and any of your transactions with law enforcement...Excerpt from Square's Terms of Service
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Users pre-authorize law enforcement disclosure triggered solely by Square's reasonable suspicion, without requiring any additional user consent or legal process at the time of disclosure.
Users are required to pre-authorize Square to share their personal information, account details, and transaction data with law enforcement upon Square's reasonable suspicion of unauthorized, illegal, or criminal account use.
ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.
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