Provision record
Square · Square Privacy Notice · View original document ↗

Data Retention

Low severity Medium confidence Explicit document language Common · 290 of 352 platforms
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Document Record

What it is

Square keeps your personal data for as long as it needs to provide services and meet legal requirements, and may retain it longer for regulatory or tax reasons.

This analysis describes what Square's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Open-ended retention language means your data could be held indefinitely under broad regulatory compliance justifications, limiting the practical effectiveness of deletion requests.

Interpretive note: The policy does not specify concrete retention periods for individual data categories, making it difficult to assess whether retention practices comply with GDPR's storage limitation principle or CPRA requirements in specific contexts.

Clause Stability Stable

0
Changes
5
Months Monitored
May 11, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 5149 other provisions on other platforms.

Change history

modified May 22, 2026

Previous version 'Data Retention After Account Closure' had empty excerpt; current version provides detailed excerpt clarifying retention duration based on service necessity and legal obligations without specific mention of post-closure scenarios.

View full change record →

Consumer impact (what this means for users)

Even after you stop using Square or request deletion of your data, certain records may be retained for extended periods based on legal, tax, or regulatory obligations, which is a standard practice in financial services but reduces the completeness of deletion outcomes.

How other platforms handle this

Google Cloud Medium

Your organization may allow you to access and export your data in order to back it up or transfer it to a service outside of Google.

Roblox Medium

Further, you may take legal actions in relation to any potential breach of your rights regarding the processing of your Personal Information, as well as to lodge complaints before the competent data prot...

Revolut Medium

It also means we are unable to provide any information about messages in your Revolut Messenger even if you ask us for it.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We retain your personal information for as long as necessary to provide you with our Services and to comply with our legal obligations. In some circumstances, we may retain your personal information for longer periods of time, for instance where we are required to do so in accordance with legal, regulatory, tax, or accounting requirements.

Excerpt from Square's Privacy Notice

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: Data retention in the financial services context is shaped by Bank Secrecy Act and AML requirements (which may mandate multi-year retention of transaction records), IRS requirements, state financial regulations, and GDPR's storage limitation …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Square Privacy Notice
Entity
Square
Document last updated
May 5, 2026
Tracking information
First tracked
May 11, 2026
Last verified
May 11, 2026
Record ID
CA-P-010458
Document ID
CA-D-00363
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
0289c6d8cb5faae7f0a22b62297d5eb529db7cfcc001f60a8fa38563c167ffc3
Analysis generated
May 11, 2026 06:14 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Square
Document: Square Privacy Notice
Record ID: CA-P-010458
Captured: 2026-05-11 06:14:10 UTC
SHA-256: 0289c6d8cb5faae7…
URL: https://conductatlas.com/platform/square/square-privacy-notice/provision/CA-P-010458/data-retention/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Low
Categories

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Frequently Asked Questions

What does Square's Data Retention clause do?

Open-ended retention language means your data could be held indefinitely under broad regulatory compliance justifications, limiting the practical effectiveness of deletion requests.

How does this clause affect you?

Even after you stop using Square or request deletion of your data, certain records may be retained for extended periods based on legal, tax, or regulatory obligations, which is a standard practice in financial services but reduces the completeness of deletion outcomes.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.

Is ConductAtlas affiliated with Square?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Square.