This analysis describes what Square's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Personal and commercial data may be processed by AI systems, meaning sensitive business information can be fed into automated technologies beyond standard data handling.
The updated terms establish explicit authorization for Square to share your account data, usage data, and commercial information (including customer directory data, customer transaction data, and employee/staff data) with other account holders within your merchant group, where you have elected to share this information or been notified. The account holder may use this information for group management, consolidated reporting, operational oversight, and business performance analysis. The terms also clarify that your mobile phone number provided for text messaging will not be shared with third parties or affiliates for marketing purposes, and that consent records for text messages will not be shared except with service providers assisting with message delivery. You can review the Square for Multi-Legal Entities Terms of Service for additional details on how data is handled within merchant groups.
View change record →The updated privacy notice discloses that Square collects personal data (name, job title, email, company name) and behavioral data (which compliance documents you view, how you interact with the Trust Center portal) when you visit Square's Trust Center to access compliance documentation. The terms state Square uses this engagement data to identify and prioritize sales opportunities and may follow up with relevant sales outreach based on which compliance documents you have viewed. This means your compliance research activity is tracked and may be used to inform sales contact decisions.
View change record →Square is permitted to apply AI processing to the user's Commercial Information and any other personal information the user submits or asks Square to analyse, for the purpose of generating personalized features.
How other platforms handle this
This includes the use of automated, dynamic vetting and scoring analysis tools to identify and take action, as well as human review to supplement our automated abuse prevention.
For example, when you communicate via the messaging platform, Hims & Hers may use AI to (i) help you make changes to your account or (ii) draft responses for customer care or for a qualified licensed healthcare professional to review.
we use personal data to develop, train, build and use statistical models, including artificial intelligence ("AI"), which allows Job Seekers and Employers to quickly and easily find one another and determine if they are a good match.
"We may use your Commercial Information (and other personal information you input or request us to analyse) in connection with artificial intelligence technologies to generate personalized features for your business.Excerpt from Square's Privacy Notice
How Meta, TikTok, and Supabase restructured governance language across documents, jurisdictions, and consent frameworks through incremental document updates.
How 10 AI platforms describe the use of user data for model training, improvement, and development, based on archived governance provisions.
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Personal and commercial data may be processed by AI systems, meaning sensitive business information can be fed into automated technologies beyond standard data handling.
Square is permitted to apply AI processing to the user's Commercial Information and any other personal information the user submits or asks Square to analyse, for the purpose of generating personalized features.
ConductAtlas has identified this type of provision across 210 platforms. See the full comparison.
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