By opening a Robinhood account, you agree to receive all account-related documents and legal notices electronically instead of by mail.
This analysis describes what Robinhood's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision means that important financial and legal documents, including trade confirmations and regulatory disclosures, will be delivered only electronically unless the customer specifically requests otherwise, which requires customers to actively monitor their digital communications.
Account statements, trade confirmations, and all regulatory disclosures are delivered electronically under this provision; customers who do not regularly monitor their Robinhood app or associated email address may miss time-sensitive financial or legal communications.
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Monitoring
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"By opening an account with us, you consent to receive all communications from us electronically, including account statements, trade confirmations, prospectuses, and other required disclosures. You agree that electronic delivery satisfies any obligation we may have to provide you with written documents.— Excerpt from Robinhood's Robinhood Customer Agreement
REGULATORY LANDSCAPE: Electronic delivery of required broker-dealer disclosures is governed by SEC guidance on electronic delivery of securities information, FINRA rules on customer account statements and trade confirmations, and the Electronic Signatures in Global and National Commerce Act (E-SIGN Act). Customers must affirmatively consent to electronic delivery for it to satisfy regulatory delivery obligations. GOVERNANCE EXPOSURE: Low. Electronic delivery consent is a standard practice in retail brokerage and is generally consistent with applicable SEC and FINRA guidance, provided that customers have affirmatively consented and that the mechanism for revoking consent is accessible. JURISDICTION FLAGS: Some state laws impose specific requirements on electronic delivery consent in consumer financial contracts. California's Electronic Commerce Act and related statutes may impose additional requirements on the consent mechanism. CONTRACT AND VENDOR IMPLICATIONS: The electronic delivery consent should be operationally implemented so that consent is affirmative and documented, and that customers can access a mechanism to request paper delivery if required by applicable law. COMPLIANCE CONSIDERATIONS: Compliance teams should confirm that the electronic delivery consent mechanism satisfies SEC and FINRA requirements for affirmative consent, that a paper delivery opt-out process is available and documented, and that electronic delivery records are maintained in accordance with applicable recordkeeping rules.
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This provision means that important financial and legal documents, including trade confirmations and regulatory disclosures, will be delivered only electronically unless the customer specifically requests otherwise, which requires customers to actively monitor their digital communications.
Account statements, trade confirmations, and all regulatory disclosures are delivered electronically under this provision; customers who do not regularly monitor their Robinhood app or associated email address may miss time-sensitive financial or legal communications.
ConductAtlas has identified this type of provision across 6 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Robinhood.